信用证特殊条款.doc

+WE WILL REIMBURSE YOU,IN ACCORDANCE WITH YOUR INSTRUCTIONS,UPON RECEIPT OF YOUR
AUTHENTICATED SWIFT/TLX 4 SOUTH AFRICAN WORKING DAYS PRIOR TO VALUE DATE, ADVISING NEGOTIATION OF COMPLIANT DOCS, STATING DRAWING AMOUNT,APPLICABLE CHARGES,VALUE DATE AND,WHERE APPLICABLE,INVOICE AND TRANSPORT DOCUMENT NO/S,DATE/S OF SHIPMENT AND NAME OF CARRYING VESSEL.IN CASE OF DISCREPANT DOCS,ALSO ADVISE BY SWIFT/TLX.ONLY UPON OUR ACCEPTANCE OF ANY STATED DISCREPANCIES WILL WE REIMBURSE YOU PER YOUR INSTRUCTIONS.

在早于起息日4个工作日收到你们加押的SWIFT /电传后，我们将根据你们的指示向你们偿付，（SWIFT 电传）请通知系相符单据议付，表明支用金额，相应的扣费，起息日和起息地，发票和货运单据号码、日期/装运日期和装运船只名称。在提交不符点单据的情况下，也请在我们接受已表明的不符点之基础上通过swift/ 电传通知后，我们将根据你们的指示进行偿付。

:72: SENDER TO RECEIVER INFORMATION 给收报人的信息
/REC/PLEASE ACKNOWLEDGE RECEIPT

请确认收到本证

这是给议付行和通知行的指示。跟你制单交单无关。能看懂当然不错，看不懂也没关系，议付行/通知行自会处理。
42C:AT SIGHT OF DOCUMENTS AT OUR DESKS.
EVENTUAL DISCOUNT CHARGES ARE FOR BENEFICIARY'S ACCOUNT.

汇票期限为开证行柜台见票即付。最终贴现费用由受益人承担——比较奇怪，好象是多余的，应该不会有这笔费用。

47A: 4.IN CASE SHIPMENT BY AIR AND BY SEA,DOCUMENTS MUST BE PRESENTED
TO ISSUING BAND SEPARATELY BY TYPE OF TRANSPORTATION

根据运输方式不同，单据要分别提交，就是交单时，空运和海运要分别缮制发票、汇票和寄单面面。
贴现费用是指远期的钱即期给你,由你承担中间时段的利息

备用信用证情况下，通常会有一种主付款方式（如L/C,T/T,COLLECTION etc.）在先。备用信用证只有在客人不履约的情况下，才会拿来用。也就是说，万一客人不付款，可以使用备用信用证向银行要钱。备用信用证要求的单据一般为客人违约的情况说明，有时会再附上一张汇票。这样的结算方式（主付款方式+备用信用证的银行担保）很不错，值得提倡。

备用信用证是美国的银行的发明，美联储曾对它下过定义：

A‘Standby Letter of Credit’ is any letter of credit, or similar arrangement however named or described, which represents an obligation to the beneficiay on the part of the issuer
a. To repay money borrowed by or advanced to or for the account of the account party or
b. To make payment on account of any indebtedness undertaken by the account party or
c. To make payment on account of any default by the account party in the performance of an obligation

可以看出，备用信用证实质上类似于保函，是债务人违反约定时才使用的，因此有人称它为担保信用证。一般情况下，它并不被利用，所以，通常称它为‘备用’信用证。备而待用，不一定用。

如备用信用证注明根据UCP XXX开立时，它的各方当事人的权利义务就根据这个UCP XXX来解释，这样，一笔保函业务就成了一笔只管单据的单据交易了。

具体业务中，如果债权方很好地按照合同规定履行了自己的义务（供货，提交单据以及通过不同付款方式向客人索款等），而客人却拒付，债权方完全可以按照备用信用证的规定出具客人违约的证明（备用信用证一般是这么要求的），去备用信用证开证行索款。

做备用信用证在单证处理上也有方便之处，省事，还可免去跟单信用证的单证相符、单单一致的罗里罗嗦和麻麻烦烦。

备用信用证一般需要即期汇票，并带有下列类似意思的条款：

Drafts to be accompanied by beneficiary's signed statement certifying that the amount drawn hereunder represents and covers unpaid indebtedness and interest thereon due to you arisig out of your granting of general banking facilities to XXX Co ltd.

这样，一旦客人违约，受益人就可出具即期汇票和上面的证明，去向开证行索取款项。
这一段不太明白，请教高手帮忙翻译一下啊
是在47B中的：communicating confirmation of acceptance or refection of any subsequent amendment(s) in this DC through swift at MUCBPKKAANGL is mandatory and failure to do so, any subsequent presentation would be examined by the issuing bank as per amended terms and conditions and such amendments would deem to have been accepted by the beneficiary. article 10(F) of UCP600 does not apply to this credit.
at the time of presentation of documents the beneficiary must submit a certificate, noting all amendments to this DC and certifying that the drawing has been made in accordance with those amendments.
还要出一份证明,怎么写啊？
大意是：必须通过SWIFT联系并确认是否接受该份改证，如没有这样做，开证行将会根据已改证的条款和条件对所有的交单单据进行审单，并认为该份改证已被受益人接受。本信用证在此处的修改不受UCP600的第10节F款的约束（该条款原意是受益人不必理会除非受益人在一定时间段内拒绝修改否则修改生效的规定）。
这个证明1.引述修改的主要内容，2.并打上we certify that the drawing has been made in accordance with these amendments mentioned above就可以了。

BILL OF LADING OR MULTIMODAL TRANSPORT DOCUMENT WITH CLAUSES CONCERNING THE RELEASE OF GOODS WITHOUT REQUIRING THE SURRENDER OF AN ORIGINAL BILL OF LADING IS NOT ACCEPTABLE.
提单中显示“不凭正本提单就可放货”的条款是不接受的。
where there will be further shipment, beneficiary must present a certificate stating that there will be further drawdown on the l/c
如果还有后续出运的话，受益人需提交一份证明称相关信用证项下仍有货物出运（支取）。
这个条款的意义一般在于信用证允许分批装运，并有溢短装条款，往往申请人在开证时也有保证金在开证行。一来，申请人从证明可以知道货物是否出运完毕。二来，如果提交证明说明货物出运完毕，那么付清货款后，信用证也到期的情况下，申请人可以要求开证行尽快将信用证归档，并释放冻结的保证金。

47A special note to beneficiary: we draw your attention of the fact that this letter of credit requires a document that needs to be supplied by the applicant. Jpmorgan chase bank and/or its subsidiaries and/or its affiliates,assumes no responsibility for: 1)the applicant's withholding of such document, 2)any required signature thereon 3)any waiver of such requirement, and /or 4)any resulting non payment of an otherwise credit conforming presentation of documents hereunder.
对受益人的特殊提醒：该信用证需要一份由开证申请人提供的单据，Jpmorgan chase bank 或其附属机构不承担如下责任:1.申请人不提供此单据 2. 任何所需的签名 3. 放弃此要求的权力4.此信用证向下所提交的单据不一致导致的不能偿付.
STATING FREIGHT AMOUNT PREPAID, THAT MUST ACCORDING INVOICE.
提单上要显示AMOUNT （具体金额）已付， 而且应该与海运费的发票金额一至。
英文的后半句只是为了说明前面的AMOUNT如果不需要显示金额， 就没有必要有后半句了
NEGOTIABLE INSURANCE POLICY OR CERTIFICATE IN TRIPLICATE ENDORSES IN OUR FAVOR PAYABLE THROUGH ISSUER'S AGENT IN NEPAL COVERING INSTITUTE CAGGO CLAUSE A . INSTITUTE WAR CLAUSE CARGO, MARINE CARGO CLAUSE. INSTUTE STRIKE CLAUSE CARGO SRCC. TPND. DAMAGE AND ALL RISKS INCLUDING TRANSSHIPMENT RISKS IF ANY IRRESPECTIVE OF PERCENTAGE UP TO THE FINAL DESTINATION NEPAL
请问这个保险包含哪些条款？NEGOTIABLE INSURANCE POLICY OR CERTIFICATE IN TRIPLICATE ENDORSES IN OUR FAVOR这个是什么意思？
保险单是保险权益的凭证，保险赔偿牵涉到是的钱不是货，所以背书文句一般不用 delivery 之类的字。楼主的情况有些特别。背书这么作会好些：

Claim,if any,PAYABLE IN FAVOR of (name of issuing bank) THROUGH ISSUER'S(name of the insurance company who insured the goods and issued the I/P) AGENT IN NEPAL

the assured's 签字盖章

other way：
背书 Claim,if any,PAYABLE IN FAVOR of (name of issuing bank)。
THROUGH ISSUER'S(name of the insurance company who insured the goods and issued the I/P) AGENT IN NEPAL 的要求另作处理。

fyi/awen
46Aocuments Required
+ BENEFICIARY'S SIGHT DRAFT(S) IN DUPLICATE DRAWN ON AB BANK
LIMITED, KAKRAIL BRANCH, DHAKA, BANGLADESH, BEARING L/C NO. BOTH
069109013098 AND 0691090111417.DATED 09/10/01 FOR 100PCT INVOICE
VALUE.
+ 提单条款里也是要显示两个信用证号
........
47A:Additional Conditions
+THE ALTERNATE NUMBER OF THIS DOCUMENTARY CREDIT FOR OUR CENTRAL
BANK REPORTING PURPOSES IS 069109013098. ALL DOCUMENTS THAT ARE
REQUIRED TO BEAR THE L/C NUMBER WILL HAVE TO MENTION BOTH
069109013098 AND 0691090111417.
......
...THE ALTERNATE NUMBER OF THIS DOCUMENTARY CREDIT FOR OUR CENTRAL BANK REPORTING PURPOSES IS 069109013098. ... /[color=Red]本信用证的另一个供我中央银行登记备案的号码是069109013098

孟加拉是穷国，外汇管制很严。有时，该国中央银行要控制信用证的对外开立，故有此做法。

不能受表象迷惑。不是TFLC或BBLC。没问题。照信用证要求做。
信用证附加条款additional conditions
BEFORE SHIPMENT THE BENEFICIARY MUST BE SURE THAT PSI COMPANY IS AGREED TO ISSUE CRF MENTIONAING THE PRICE QUOTED IN THE PROFORMA INVOICE
在发货前，受益人（就你们公司）必须确保PSI公司（发货前检验的一个公司）同意发给CRF（Clean Report of Finding 检验报告）并提及形式发票里所报价格。
信用证提单条款.

FULL SET CLEAN ON BOARD OCEAN B/L MARKED FREIGHT PREPAID ISSUED OR ENDORSED TO OUR ORDER IN 2 ORIGINAL（S ）AND I NON NEGOTIABLE COPIES
THE B/L SHOULD BE DATED NOT LATER THAN 070211 NOR PRIOR TO THE DATE OF THIS SWIFT MESSAGE OR THE DATE ON WHICH L/C BECOMES OPERATIVE （IF ISSUED NON OPERATIVE ）
AND SHOULD INDICATE ACCOUNTEES NAME AND ADDRESS AS NOTIFY PARTY AS WELL AS THE NAME OF BANK MELLI IRAN KARAJ BR。AND L/C NUMBER

ISSUED OR ENDORSED TO OUR ORDER
其实你有两种选择
1、 ISSUED TO OUR ORDER
CONSIGNEE：作成TO ORDER OF （ISSUING BANK），SHIPPER 不背书
2、 ENDORSED TO OUR ORDER
CONSIGNEE： TO ORDER OF SHIPPER
然后SHIPPER 做记名背书，写上DELIVERED TO ORDER OF （ISSUING BANK），盖章
记名背书，有两种具体做法，由受让人指示的背书和无指示的记名背书。如：受让人指示的背书，可以在提单的背面批注：转让于某某的指示（或由某某受益）[DELIVERY TO THE ORDER (IN THE FAVOUR ) OF XXXX]，然后在背面签字盖章。经过这种背书的提单，受让人仍可在市场上继续背书转让。无指示的记名背书，可以在提单背面批注：“转让于某某（DELIVERY TO XXX）”，经过这种背书的提单，只能由受让人在目的港直接向承运人或其代理人提货，一般不能再行背书转让。（