2026年备考银行招聘之银行招聘综合知识题库测验试题高频卷附答案.docx

2026年备考银行招聘之银行招聘综合知识题库测验试题高频卷附答案

单选题（共150题）
1、按照《银行业监督管理法》的规定，银行业金融机构应当严格遵守( ）。
A.资产负债比例管理
B.库存现金管理规定
C.审慎经营规则
D.严格贷款审查

【答案】 C
2、The key to the industrialization of space is the U.S. space shuttle.______ it, astronauts will be able to fly into space and returning many times.
A.With
B.By
C.On
D.In

【答案】 A
3、公元前221年，秦王嬴政灭六国，实现统一，建立了秦朝，定都（　　）。
A.洛阳
B.咸阳
C.北京
D.南京

【答案】 B
4、国家发改委2021年1月19日表示，我国新型城镇化加快推进，城区常住人口（　　）的城市基本取消落户限制，超过1亿农业转移人口在城镇落户。
A.400万以下
B.300万以下
C.200万以下
D.100万以下

【答案】 B
5、Renewable electricity generation is now on par with ______ of natural gas, which remained relatively stable in last years.
A.the one
B.which
C.that
D.what

【答案】 C
6、以下属于资本市场金融工具的是（　　）。
A.商业票据
B.回购协议
C.股票
D.可转让定期存单

【答案】 C
7、C语言程序是由（　　）构成的。
A.一些可执行语言
B.main函数
C.函数
D.包含文件中的第一个函数

【答案】 C
8、资料：Desktop Support for Private Equity Firm in Midtown
A.Laptop
B.Mobile phone
C.Radio
D.Printer

【答案】 C
9、Only when humanity began to get its food in a more （ ） way was there time for other things, like sports games and entertainment activities.
A.predictive
B.provocative
C.protective
D.productive

【答案】 D
10、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.graduated from Oxford University with an MBA degree in 1986
B.wanted to do something to repay the help he had once received
C.showed his interest and talent in venture capitalism as a journalist
D.bought early stocks of Google, Yahoo, PayPal and LinkedIn

【答案】 B
11、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
12、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
13、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 D
14、近三十年的航海历程推动了作为商品的青花瓷的大量生产与外销，不仅促进技术创新，使青花瓷达到瓷器新工艺的顶峰，而且改变了中国瓷器发展的走向，带来了人们审美观念的更新。这也就意味着，如果没有郑和远航带来活跃的对外贸易，青花瓷也许会像在元代一样，只是中国瓷器的诸多品种之一，而不会成为主流，更不会成为中国瓷器的代表。由此可见，青花瓷崛起是郑和航海时代技术创新与文化交融的硕果，中外交往的繁盛在推动文明大交融的同时，也推动了生产技术与文化艺术的创新发展。
A.航海历程推动了青花瓷的发展
B.郑航下西洋使得青花瓷发展到鼎盛
C.中外交流的繁多也推动了科技和文化的创新
D.中外交往的增多推动了文明的大融合

【答案】 C
15、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
16、Since he suffered a great deal from stomachache,the doctor insisted that he ______ wine any more.
A.did not drink
B.does not drink
C.should not drink
D.could not drink

【答案】 C
17、While the reasons for massive，longer-burning wildfires are complex，there is______that wildfires will occur more frequently with climate change。
A.consensus
B.conclusion
C.recognition
D.compromise

【答案】 A
18、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
19、下列关于网络带宽的说法错误的是（　　）。
A.在数字设备中.带宽有时候以bps表示
B.带宽容量只取决于上网电脑的运行速度
C.带宽指在固定的时间可传输的资料数量
D.高带宽允许更快速的数据传输

【答案】 B
20、Their happiness was very（　　）.
A.crisp
B.brittle
C.delicate
D.fragile

【答案】 D
21、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Shopping at neighborhood stores are more of Chinese consumers shopping habit
B.Large flagship stores are unpopular in China
C.Americans do not like small, conveniently located retail outlets
D.government ban on free shopping bags has dampened Chinese buyers enthusiasm

【答案】 A
22、下列关于宪法原则的说法哪个是正确的？（ ）
A.社会主义国家的宪法和资本主义国家的宪法都遵循国家主权、基本人权、法治和权力制 约原则，并且内容相同
B.社会主义国家的宪法和资本主义国家的宪法所遵循的基本人权原则在内容上是一致的
C.社会主义国家的宪法并未确立基本人权的原则
D.社会主义国家的宪法中权力制约主要表现为监督原则，而资本主义国家的宪法中权力制约主要表现为分权原则

【答案】 D
23、下列财产物资，可用抽样盘点法进行财产清査的是（ ）。
A.成套设备
B.低值易耗品
C.办公桌椅
D.汽车

【答案】 B
24、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.of
B.to
C.for
D.In

【答案】 B
25、—Why didn't you join us last night?
A.watched
B.would watch
C.was watching
D.had watched

【答案】 C
26、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。
A.三星堆是人类最伟大考古发现之一。
B.三星堆考古的重大意义。
C.考古工作者的工作虽然枯燥，但意义最大。
D.长江流域与黄河流域同样是中华文明的发源地

【答案】 B
27、Starting with the______that there is life on the planet Mars, the scientist went on to develop his argument.
A.foundation
B.presentation
C.premise
D.pretext

【答案】 C
28、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The British produced large quantities of beer
B.The British found one of the most popular products called the India pale ale, or I.P.A
C.The British made Hop flower a necessity and shipped it in large quantities to India
D.The British added more hop flower in beer

【答案】 D
29、We all hope that new economic plan of yours（　　）miracle.
A.is working
B.works
C.will be working
D.worked

【答案】 B
30、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
31、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.People were obsessed with imported products
B.The Dollar depreciated against Euro
C.The small brewers and megabrewers used the same type of hop flower
D.Brewers Association was founded

【答案】 A
32、资料：Are walkers smarter than drivers?
A.Aimed to
B.Helpful to
C.Harmful to
D.Related to

【答案】 B
33、消费者对价格敏感，生产与销售成本低，竞争者易进入，商品差异性小的新产品定价，应采用（　　）。
A.高价策略
B.低价策略
C.满意策略
D.折扣策略

【答案】 B
34、明成祖朱棣在位时期，迎来了明朝首个国力强盛的时期，下列事件中，与其有关的是（　　）。
A.洪武移民
B.靖难之役
C.废除宰相制度
D.土木堡之变

【答案】 B
35、把生产资本分为固定资本与流动资本，其依据是（ ）。
A.在生产过程中不同的价值转移方式
B.在生产过程中不同的物质存在形态
C.不同部分在剩余价值生产中的不同作用
D.不同部分的不同运动速度

【答案】 A
36、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
37、Passage 5
A.9 years
B.7 years
C.4 years
D.3 years

【答案】 D
38、Passage 7
A.avoided defining the extent of McDonnell’s duties
B.made no compromise in convicting McDonnell
C.was contemptuous of McDonnell’s conduct
D.refused to comment on McDonnell’s ethics

【答案】 C
39、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.To have a credit-builder loan
B.To acquire secured credit cards（which require a security deposit） or college student credit cards
C.To acquire a credit card
D.All of above

【答案】 D
40、He was looking ___ at the visiting salesman, who showed no signs of getting ready to leave.
A.impatiently
B.impatience
C.patience
D.patient

【答案】 A
41、“一门三父子，都是大文豪。诗赋传千古，峨眉共比高。”这首诗中的“三父子”指的是（　　）。
A.曹操、曹丕、曹植
B.苏洵、苏轼、苏辙
C.班固、班超、班昭
D.杜甫、杜牧、杜荀鹤

【答案】 B
42、Recently，electric vehicles （EVs） have been claimed to provide a pathway for the transition towards sustainable transportation______EVs’ potential to solve energy and environmental problems，although new problems such as battery waste might appear.
A.in behalf of
B.in honor of
C.in charge of
D.in view of

【答案】 D
43、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.
A.who
B.which
C.this
D.what

【答案】 B
44、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.growing use of computing in the e-commerce market
B.software for data rush hours
C.improved computer security
D.networks that are less expensive to build

【答案】 A
45、 引起无罪过事件发生的原因是（　　）。
A.故意损害
B.过失损害
C.不可抗力或未能预见
D.无意损害

【答案】 C
46、在下列固定资产中，不属于企业资产，不计折旧的是（　　）。
A.季节性停用的房屋
B.经营方式租入的固定资产
C.融资租入的设备
D.经营方式租出的设备

【答案】 B
47、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Because all people prefer the shortest route to their destination
B.Because airlines take advantage of people’s preference for direct flights
C.Because connecting flights may cause some inconvenience
D.Because airlines charge customers different prices for the same product

【答案】 B
48、投资银行最本源、最基础的业务活动不包括（ ）。
A.证券发行与承销业务
B.证券经纪与交易
C.承销业务
D.风险投资

【答案】 D
49、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯-的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
50、The（　　）of climbing to the top of the corporate ladder is best defined in the new book published by Scott Thompson,one of the most successful businessmen in history.
A.challenge
B.dimension
C.introduction
D.compassion

【答案】 A
51、“马力”一词表示的是（　　）。
A.是一个动力单位
B.表示一匹马的能量
C.表示一匹马的速度
D.表示发动机的功率

【答案】 D
52、Passage 3
A.Unpackaged products are of bad quality
B.Supermarkets care more about packaging
C.Other products are better packaged than food
D.It is improper to judge quality by packaging

【答案】 D
53、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.The world economy relies on China 's economy
B.Chinese consumers have great potential
C.Other countries should learn from China by developing a sharing economy
D.Chinese government is improving people’s lives

【答案】 B
54、Now that your plan seems to fail to work,you ought to make a（n） ____one as soon as possible.
A.alert
B.alarm
C.alter
D.alternative

【答案】 D
55、Do you know where____now?
A.he lives
B.does he live
C.he lived
D.did he live

【答案】 A
56、资料：（一）
A.only a small proportion of the insured suffer loss
B.everyone at some time suffers loss
C.nearly everyone suffers loss
D.only insured people suffer loss

【答案】 A
57、Passage 4
A.law courts have decided not to use fashionable words
B.it is widely accepted by all the insured
C.it enables ordinary people to understand it easily
D.the meaning of such wording has been agreed upon

【答案】 D
58、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
59、It was only a quiz,no need to take it（　　）.
A.strictly
B.solely
C.seriously
D.sternly

【答案】 C
60、下列名画按创作时间排序正确的是（　　）。
A.①②③④
B.②①④③
C.③④①②
D.④①③②

【答案】 C
61、根据《巴塞尔协议》的规定，以下属于商业银行核心资本的是（ )。
A.中期优先股
B.损失准备
C.附属机构的少数股东权益
D.可转换债券

【答案】 C
62、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
63、6×10×11×26-5×12×13×22=（　　）。