2026年备考银行招聘之银行招聘综合知识强化训练试题高频卷附答案.docx

2026年备考银行招聘之银行招聘综合知识强化训练试题高频卷附答案

单选题（共150题）
1、Passage 7
A.concrete returns for gift-givers
B.sizable gains in the form of gifts
C.leaking secrets intentionally
D.breaking contracts officially

【答案】 A
2、The fire caused a lot of ________to the building and factory machinery.
A.damage
B.harm
C.injury
D.wound

【答案】 A
3、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（　　）”通配符代替文件名中的一个字符，或者使用“（　　）”通配符代替文件名中的任意字符。
A.？；*
B.*；？
C.&；*
D.$；？

【答案】 A
4、Have you ever paid your kid for good grades？Have you driven to school to______a forgotten assignment？Have you done a college student’s laundry？
A.drop off
B.make up
C.take over
D.fill in

【答案】 B
5、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.They have concerns of the security and convenience of FaceID
B.They don’ t believe iPhone X’ s FaceID can successfully unlock a phone every time
C.They have doubts of its technique to overcome variable lighting and subtle change of the user’s face
D.They are mainly worried about the smartphone’ s accuracy

【答案】 B
6、 各种账务处理程序的相同之处不包括（　　）。
A.登记现金、银行存款日记账的依据和方法相同
B.登记明细账的依据和方法相同
C.登记总账的依据和方法相同
D.编制会计报表的依据和方法相同

【答案】 C
7、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.learning a second language is the same as studying math
B.Italian is the best choice for you as a second language
C.you’d better choose the ages between 2 and 34 to learn a second language
D.early learning of a second language helps you a great deal in studying other subjects

【答案】 D
8、一次校友聚会有35人参加，在参加联欢会的同学中，每个女生认识的男生人数各不相同，而且恰好构成一串连续的自然数，最多的全认识，最少的也认识12个，这次聚会有（　　）个女生。
A.24
B.13
C.12
D.无法确定

【答案】 C
9、Passage 4
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premiums would be too high

【答案】 B
10、下列关于网络带宽的说法错误的是（　　）。
A.在数字设备中.带宽有时候以bps表示
B.带宽容量只取决于上网电脑的运行速度
C.带宽指在固定的时间可传输的资料数量
D.高带宽允许更快速的数据传输

【答案】 B
11、下列操作中，不能完全清除文件型计算机病毒的是（　　）。
A.删除感染计算机病毒的文件
B.将感染计算机病毒的文件更名
C.格式化感染计算机病毒的磁盘
D.用杀毒软件进行清除

【答案】 B
12、经济成本和经济利润具有以下特征（　　）。
A.前者比会计成本小，后者比会计利润大
B.两者都比相应的会计成本和会计利润大
C.前者比会计成本大，后者比会计利润小
D.两者都比相应的会计成本和会计利润小

【答案】 C
13、早期重商主义绝对禁止（　　）。
A.货物外流
B.资本外流
C.货币外流
D.资源外流

【答案】 C
14、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.uneasy
B.awkward
C.furious
D.indifferent

【答案】 A
15、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Developers and device manufacturers are becoming more aware of security features
B.Lack of security features could result in negative consumer attitudes
C.Smartphone users are becoming more aware of security features
D.Smartphone users are becoming more aware of government surveillance

【答案】 C
16、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Airbnb service in usage doubled in recent fiscal year
B.Businessmen cut cost by using Airbnb service
C.Sharing economic is about to take the lead
D.Airbnb succeeds in competing with traditional accommodation channels to attract longer stays

【答案】 D
17、It's too（　　）to do the bungee jumping from the cliff.
A.residential
B.remote
C.risky
D.ridiculous

【答案】 C
18、政府支出增加时，可能会使私人支出减少，这一效应称为（　　）。
A.替代效应
B.挤出效应
C.投资乘数效应
D.凯恩斯陷阱

【答案】 B
19、资料：Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer

【答案】 B
20、Excuse me,when does FlightCZ3391takeoff?
A.look up
B.take away
C.give back
D.turn down

【答案】 A
21、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York is the world’s largest financial hub
B.Houston is the world’s biggest center for energy trading and hedge funds
C.The Europe has as many financial centers as the United States
D.Different financial centers have different specialist features

【答案】 D
22、The manager said he believed we would win the contract, but I knew that we didn’t really stand a/an____.
A.chance
B.opportunity
C.probability
D.possibility

【答案】 A
23、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
24、近年来，我国影子银行快速发展，成为弥补实体经济融资缺口的重要渠道，但其隐匿着巨大风险，对此，下列说法不正确的是（　　）。
A.资金回报要求过低，绕过国家的货币政策
B.资金使用不匹配，现金流稳定性差
C.缺少风险防范措施，难以做到事先预警
D.保护机制先天不足，风险容易扩散

【答案】 A
25、中共中央政治局1月25日上午就（　　）举行第十二次集体学习。中共中央总书记习近平在主持学习时强调，推动媒体融合发展、建设全媒体成为我们面临的一项紧迫课题。要运用信息革命成果，推动媒体融合向纵深发展，做大做强主流舆论，巩固全党全国人民团结奋斗的共同思想基础，为实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供强大精神力量和舆论支持。习近平强调，要因势而谋、应势而动、顺势而为，加快推动媒体融合发展，使主流媒体具有强大传播力、引导力、影响力、公信力，形成网上网下同心圆，使全体人民在理想信念、价值理念、道德观念上紧紧团结在一起，让正能量更强劲、主旋律更高昂。
A.新媒体和媒体融合发展
B.全媒体共同融合发展
C.全媒体时代和媒体融合发展
D.全媒体融合发展未来规划

【答案】 C
26、资料：Now you are preparing a report for the business negotiation which will be held next Friday.
A.A
B.B
C.C
D.D

【答案】 D
27、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The British produced large quantities of beer
B.The British found one of the most popular products called the India pale ale, or I.P.A
C.The British made Hop flower a necessity and shipped it in large quantities to India
D.The British added more hop flower in beer

【答案】 D
28、资料：“Our cars are for people who want something different.”
A.Because its products are handmade and qualified
B.Because its name represents luxury
C.Because the company is famous
D.Because its products are cheap

【答案】 A
29、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.the rapid increase in the number of abandoned children
B.the high percentage of single-parent family
C.the gradual decrease of father-child contact
D.the negative impact of family split on children

【答案】 C
30、按照有关规定,我国商业银行对中小企业贷款的利率最高和最低可分别上浮和下浮（）。
A.30%和15%
B.30%和10%
C.50%和30%
D.50%和10%

【答案】 B
31、根据国现行宪法规定,我国实行由（ ）负责保障宪法实施的体制。
A.司法机关
B.立法机关
C.专门机关
D.行政机关

【答案】 B
32、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.because it enables the company to know its employees better
B.because it makes the company prepared for the potential challenges
C.because it gives the employees a chance to receive training
D.all above

【答案】 A
33、( )是亚洲唯一与欧盟和美国两个世界最大经济体缔结自由贸易协定的国家。
A.中国
B.日本
C.韩国
D.新加坡

【答案】 C
34、 信用社固定资产有偿转让、清理、报废和盘亏、毁损的净损失应计入（　　）。
A.营业外收入
B.其他营业支出
C.营业外支出
D.营业费用

【答案】 C
35、以下属于中国银行业协会的会员单位的是（ ）。
A.中国邮政储蓄银行
B.证券公司
C.金融控股公司
D.财产保险公司

【答案】 A
36、 向人民银行发行库交现金时，交款人应一联登记“库存现金登记簿”，一联连同现金交款单回单联交出纳员。出纳登记( )。
A.银行存款支出登记簿
B.银行存款付出登记簿
C.现金支出登记簿
D.现金付出登记簿

【答案】 D
37、在民事权利中，自然人的人身自由，人格尊严受法律保护。自然人享有的权利不包括（　　）。
A.名称权
B.肖像权
C.荣誉权
D.名誉权

【答案】 A
38、科学发展观，第一要义是发展，核心是以人为本，基本要求是全面、协调、可持续，根本方法是（　　）。
A.改革开放
B.统筹规划
C.总揽全局
D.统筹兼顾

【答案】 D
39、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
40、揭示事物发展具有前进性和曲折性相统一的规律是（ ）。
A.联系和发展的规律
B.对立统一规律
C.质量互变规律
D.否定之否定规律

【答案】 D
41、We also had to collect immense amounts of historical data and ____satellites to monitor the ocean-atmosphere system.
A.make up
B.set up
C.devote to
D.invest in

【答案】 B
42、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Kuwait，Qatar and UAE will face tougher situation than other peers
B.Qatar and UAE’s economy will be better than that of Kuwait
C.Life for Saudi Arabia，Oman and Bahrain will only be tougher
D.All GCC states will hardly solve the hard problem

【答案】 C
43、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。
A.二级市场
B.银行柜台市场
C.三板市场
D.中小企业板市场

【答案】 C
44、——“Is there（　　）here?”
A.anybody
B.everybody
C.somebody
D.nobody

【答案】 B
45、某珠宝店被盗贼窃走价值l0000美元的钻石，经调查，作案者肯定是甲、乙、丙、丁四个中的一个，于是，让这四人作为重大嫌疑对象接受审讯，这四个人的供词分别为：
A.甲
B.乙
C.丙
D.丁

【答案】 A
46、Our new diet pill________the people who want to lose weight.
A.satisfies the need of
B.stimulate the demand of
C.arouse the interest of
D.target the market for

【答案】 A
47、金融远期合约是一种（ ）。
A.买卖标的资产的权利
B.—定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
48、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of above

【答案】 C
49、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Merger of NYSE with Euronext makes it the biggest financial center in Europe
B.The excessive regulation and high taxes have affected its financial development
C.Paris has many advantages that may help in its future financial development
D.Paris offers good quality of life as well as good transport links

【答案】 A
50、按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（ ）。
A.70%
B.75%
C.80%
D.85%

【答案】 B
51、Although the great white shark has a fearsome ______，in a straight fight，it is outclassed by the killer whale.
A.reputation
B.imagination
C.aggression
D.acquisition

【答案】 A
52、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.To introduce the flourishing bottled water industry
B.To explain about the societal marketing concept
C.To discuss environmental problems
D.To explain about the pure marketing concept

【答案】 B
53、一般而言，金融资产的流动性与风险性、收益性之间的关系存在（ ）。
A.正相关
B.负相关
C.不相关
D.不确定关系

【答案】 B
54、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。
A.稳定物价总水平
B.抑制投资
C.降低金融风险
D.控制货币供应量

【答案】 A
55、For customer convenience，the manual is available______both microfilm and book forms.
A.on
B.to
C.in
D.for

【答案】 B
56、 签发支票时。2 100.07元的大写金额正确的是（　　）。
A.贰仟壹佰元零柒分正
B.贰仟壹佰零柒分
C.贰仟壹佰元零角柒分
D.贰仟壹佰元零柒分

【答案】 D
57、______is well known，data under-determines theories.
A.As
B.That
C.What
D.Which

【答案】 A
58、下列选项中，在立卷范围之列的是（　　）。
A.反映本机关工作活动.正在办理中的文件
B.反映本机关工作活动的所有文件
C.反映本机关工作活动的，具有查考利用价值的办毕文件
D.反映其他机关工作活动的办毕文件

【答案】 C
59、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The hop flower has been used in beer-maki