2020-2025年银行招聘之银行招聘综合知识押题练习试卷B卷附答案.docx

2020-2025年银行招聘之银行招聘综合知识押题练习试卷B卷附答案

单选题（共360题）
1、2020年3月10日国家主席习近平专门赴湖北省武汉市考察疫情防控工作。他强调，经过艰苦努力，湖北和武汉疫情防控形势发生积极向好变化，取得阶段性重要成果，但疫情防控任务依然艰巨繁重。越是在这个时候，越是要保持头脑清醒，越是要慎终如始，越是要再接再厉、善作善成，继续把（　　）作为当前头等大事和最重要的工作。
A.疫情防控
B.疫情监管
C.疫情防治
D.疫情管理

【答案】 A
2、商业银行不动用本身资金，为顾客提供的各类服务的业务是（　　）。
A.负债业务
B.证券业务
C.中间业务
D.同业拆借业务

【答案】 C
3、“某甲是有罪的”与“某甲是无罪的”这两个性质判断之间是（ ）。
A.反对关系
B.矛盾关系
C.差等关系
D.下反对关系

【答案】 B
4、要折叠一批纸飞机，若甲单独折叠要半个小时完成，乙单独折叠需要45分钟完成。若两人一起折，需要多少分钟完成？（　　）
A.10
B.15
C.16
D.18

【答案】 D
5、下列语句排序最为通畅的一项是（　　）。
A.（5）（1）（3）（2）（4）
B.（3）（2）（5）（1）（4）
C.（3）（5）（1）（4）（2）
D.（5）（2）（3）（4）（1）

【答案】 B
6、以下关于货币政策中介目标的叙述错误的是（　　）。
A.货币政策的中介目标又称为中间指标、中间变量
B.中介目标是介于货币政策工具变量与货币政策目标变量之间的变量指标
C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标
D.中介目标是指中央银行操作目标方面的变量指标

【答案】 D
7、资料：Keeping the Zeal of a Startup as You Scale
A.Because they often get more supports from the customers
B.Because they often damage the market order
C.Because they often challenge the old companies in many ways
D.Because they often make more momey than old companies

【答案】 C
8、认识的本质是主体对（ ）。
A.客体的选择和建构
B.客观事物的直观反映
C.人的心灵活动的内省
D.客体的能动反映

【答案】 D
9、 ( )主管全国的会计工作。
A.中国人民银行总行
B.国务院
C.国务院财政部门
D.全国人民代表大会

【答案】 C
10、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.modern technology has brought about a lot of trouble
B.modern technology has cost farmers a lot of money
C.farmers were put deeply in debt
D.modern technology has released farmers from heavy labor

【答案】 D
11、在Word中，若要将页码作为页眉/页脚编辑状态的一部分插人到文档中，应依次选 择（ ）。
A.“开始’ ‘页眉” “页码”
B.“插入” “页眉 页码”
C.“引用 ‘格式 页码”
D.“插入” “表格 页码”

【答案】 B
12、Many Native Americans were killed during the ______ of the American West by Europeans in the 19th century.
A.shelter
B.construction
C.settlement
D.basement

【答案】 C
13、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has been cutting off their costs
B.Baidu's profit has fallen
C.Baidu's revenues have been falling
D.Baidu has been losing money

【答案】 B
14、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
15、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
16、下列各句中，没有歧义的一句是（　　）。
A.这个发言稿是新来的市长的秘书写的
B.他在树上爬上爬下，轻捷的像只猴子
C.小张下班后一到家就朝着妻子嚷嚷:“我现在就要热饭”
D.他已经走了半个多小时了

【答案】 B
17、流动性最大的金融资产是（　　）。
A.政府债券
B.企业债券
C.现金
D.企业股票

【答案】 C
18、公文处理应遵循的原则不包括（　　）。
A.实事求是的原则
B.精简的原则
C.高效的原则
D.新颖的原则

【答案】 D
19、省、自治区、直辖市的设立、撤销、更名，须报（ ）审议决定。
A.全国人民代表大会
B.国务院
C.全国人大常委会
D.省级国家权力机关审议决定

【答案】 A
20、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
21、我国对不正当竞争行为进行监督检査的主管部门是（ ）。
A.国内贸易部
B.技术监督局
C.工商行政管理局
D.物价局

【答案】 C
22、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
23、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
24、基金管理公司的监管机构是（ ）。
A.证监会
B.银监会
C.中国人民银行
D.中国银行协会

【答案】 A
25、The cleaner has just left,leaving an aerosol’s delightful aroma floating in the air.You ______ deeply,enjoying the sweet fragrance.
A.exert
B.inhale
C.exhale
D.inert

【答案】 B
26、资料：（一）
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premium would be too high

【答案】 B
27、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
28、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.The author may like about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
29、 The professor’s new book is______reading.
A.well worthy
B.very worth
C.well worth
D.very worthy

【答案】 C
30、填入括号中最恰当的词语是（　　）。
A.震撼延迟
B.振奋推迟
C.震撼推迟
D.振奋延迟

【答案】 B
31、Passage 4
A.law courts have decided not to use fashionable words
B.it is widely accepted by all the insured
C.it enables ordinary people to understand it easily
D.the meaning of such wording has been agreed upon

【答案】 D
32、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。
A.三星堆是人类最伟大考古发现之一。
B.三星堆考古的重大意义。
C.考古工作者的工作虽然枯燥，但意义最大。
D.长江流域与黄河流域同样是中华文明的发源地

【答案】 B
33、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.20
B.40
C.60
D.80

【答案】 B
34、一般来讲，在下列（ ）经济背景条件下证券市场呈上升走势最有利。
A.持续、稳定、高速的GDP增长
B.高通胀下的GDP增长
C.宏观调控下的GDP减速增长
D.转折性的GDP变动

【答案】 A
35、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.公开市场业务操作
B.利率政策
C.常备借贷便利操作
D.中央银行贷款

【答案】 A
36、保险合同是投保人与保险人约定保险权利义务关系的协议，是一种（）。
A.民事合同
B.刑事合同
C.不具有法律关系的民事合同
D.不能转让的合同

【答案】 A
37、 Whenever I try to______up what innovation looks like, the same slideshow of images clicks across my mind.
A.come
B.figure
C.conjure
D.set

【答案】 C
38、Now that we have an escaped political prisoner on the ______,everybody is fighting shy of having anything to do with people like you.
A.loose
B.release
C.slack
D.relax

【答案】 A
39、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（　　）”通配符代替文件名中的一个字符，或者使用“（　　）”通配符代替文件名中的任意字符。
A.？；*
B.*；？
C.&；*
D.$；？

【答案】 A
40、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
41、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.All residents of Tampa
B.The owners of gardening stores
C.The members of the Tampa City Council
D.The judges of the competition

【答案】 A
42、系统软件的功能是（ ）。
A.充分发挥硬件资源的效益，为用户使用计算机提供方便
B.解决输入输出的问题
C.清除病毒，维护计算机系统正常运行
D.用于程序设计

【答案】 A
43、Buses have routes.They（　　）and（　　）people at different places on the routes.
A.take on,get off
B.pick up,drop off
C.take up;take off
D.pick out;drop out

【答案】 B
44、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.eating food on a daily basis
B.often eating the improper foods
C.biochemical reactions in your body
D.starting to eat the right foods

【答案】 C
45、资料：The Oakview Cafe
A.Purchase tickets for an event
B.View a full dinner menu
C.Listen to samples of music
D.Read reviews of a performance

【答案】 B
46、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
47、不能向居民发放贷款的金融机构是（）。
A.中国农业发展银行
B.中国建设银行
C.农村信用合作社
D.城市商业银行

【答案】 A
48、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Expanding its business to foreign countries
B.Taking a leading role in the industry
C.Developing high-tech products
D.Offering consumers good user experience

【答案】 A
49、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the degrading joints
B.the thinning of your hair
C.the good condition of your organs
D.the wrinkles around your eyes

【答案】 C
50、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.falling
B.pushing
C.keeping
D.changing

【答案】 A
51、Everybody showed great respect to the old doctor,who devoted everything he had to（　　）the poor conditions of the local hospital.
A.improving
B.improve
C.improved
D.being improved

【答案】 A
52、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.Selling and Buying
B.What Is the Market?
C.Everything You Do Is Producing for the Market
D.What the Market Can Do for You?

【答案】 B
53、墓志铭是我国古代文献中数量庞大的一个类别，更是考古发现中数量最大的文献种类，为多种门类的学术研究提供了素材。正因如此，古代的墓志铭历来受到专家学者的重视。对于墓志铭的确切起源，史籍中未见有详细的记载，因此学术界一直众说纷纭，但基本上都是着眼于丧葬制度。
A.作为可信素材，墓志铭不仅数量大，而且文化信息量巨大
B.大多数学者从丧葬制度解释墓志铭的起源
C.考古发现中，数量最多的是墓志铭，因此构成了最为基本的研究素材
D.墓志铭备受学者重视是因为它详细地记载了不同时期的丧葬制度

【答案】 B
54、关于维生素，下列说法正确的是（　　）。
A.缺乏维C可致佝偻病
B.维A有助于视力和免疫力
C.维E有助于凝血并强健骨骼
D.维D促进骨骼生长和重构，防止败血病

【答案】 B
55、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch

【答案】 B
56、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.it has multiple options when it comes to its engine
B.it is a single-aisle jet
C.it is more fuel-efficient and environmental-friendly
D.it has a more powerful engine

【答案】 C
57、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（　　）。
A.1985
B.1980
C.1987
D.1982

【答案】 C
58、最集中最概括地反映社会经济活动总成果的指标是（ ）。
A.经济增长率
B.财政收入总额
C.社会总供给和总需求
D.出口总额

【答案】 C
59、 下列合同中，属于无名合同的是（　　）。
A.在校生小张辅导一名初中生时同其家长签订的服务合同
B.王某将一套房子赠与外孙的赠与合同
C.周某向朋友李某借钱时签订的借款合同
D.冈0毕业的小黄同房东签订的租赁合同

【答案】 A
60、Fossil fuels are and will be still ______ for at least the next two-three decades at relatively low costs.
A.productive
B.convenient
C.renewable
D.available

【答案】 D
61、Passage2
A.adjustable
B.comfortable
C.self-evident
D.self-righting

【答案】 D
62、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.4%
B.5%
C.6%
D.7%

【答案】 B
63、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
64、In 2012, the last______flood hit the southwestern part of the Netherlands and caused more than 1800 casualties.
A.adverse
B.radical
C.severe
D.disastrous

【答案】 D
65、“如果三年内不结婚，赠送你一万元”，这个说法（　　）。
A.是有期限的赠与合同
B.无效合同
C.是附有负担的赠与合同
D.是赠与合同

【答案】 C
66、“一门三父子，都是大文豪。诗赋传千古，峨眉共比高。”这首诗中的“三父子”指的是（　　）。
A.曹操、曹丕、曹植
B.苏洵、苏轼、苏辙
C.班固、班超、班昭
D.杜甫、杜牧、杜荀鹤

【答案】 B
67、North American______also have a strong reputation in the Indian educational and labor markets.
A.majors
B.degree
C.credits
D.diplomas

【答案】 D
68、一些地方的人们掠夺性地滥挖草原上的甘草，虽获得了一定的经济利益，却破坏了草原植被，造成土地荒漠化，一遇大风，沙尘暴铺天盖地而至，给人们带来了巨大灾难。这些人的做法违背了（　　）。
A.事物普遍联系的观点
B.事物永恒发展的观点
C.量变与质变统一的观点
D.必然性与偶然性统一的观点

【答案】 A
69、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.
A.MacBook sells very well
B.The design of MacBook lacks details
C.It is very hard to create such a product as the new MacBook
D.The design of MacBook is classic

【答案】 C
70、企业下列经济业务中，会影响其偿债能力的是（　　）。
A.企业向投资者分配股票股利
B.企业提前支付某供应商货款
C.企业用资本公积转增资本
D.企业用盈余公积弥补亏损

【答案】 B
71、下列选项中2008年1月1日起实施的《全国年节及纪念日放假办法》新增加的国家法定节日不包括（ ）。
A.重阳节
B.清明节
C.中秋节
D.端午节

【答案】 A
72、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.Seventeen years
B.Ten years
C.Five years
D.Three years

【答案】 B
73、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term ups