2020-2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案.docx

2020-2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案

单选题（共360题）
1、行政指导和其他行政行为的最大区别在于（ ）。
A.主体不同
B.目的不同
C.范围不同
D.是否具有法律强制力不同

【答案】 D
2、白令海峡是（　　）和（　　）的分界线。
A.非洲欧洲
B.亚洲美洲
C.美洲南极洲
D.非洲南极洲

【答案】 B
3、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
4、填入括号中最恰当的词语是（　　）。
A.反思干预
B.反省干预
C.反思干涉
D.反省干涉

【答案】 B
5、Educating patients about receiving surgical procedures is becoming an important issue,______it can reduce anxiety and uncertainty while helping to hasten decisions for undergoing time sensitive surgeries.
A.therefore
B.as
C.if
D.however

【答案】 B
6、 The United States will do that which is necessary to meet its ______ to its own citizens.
A.rules
B.promise
C.principles
D.obligations

【答案】 D
7、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.The varied ability levels of the special needs students
B.The needs from the special needs students
C.The difficulty levels of the learning tasks
D.The focus of the specific assignment

【答案】 D
8、下面（　　）不是计算机局域网的主要特点。
A.地理范围有限
B.数据传输频率高
C.通信延迟时间较低。可靠性较好
D.构建比较复杂

【答案】 D
9、Passage 4
A.Large imagination
B.Quick action
C.Great ambition
D.Great investment

【答案】 D
10、下面没有语病的句子是（　　）。
A.路是人走出来的，但是走过的地方都不一定成为了路
B.一条小船很难度众生，必须是众人建造的大船才能同舟共济
C.相信科学的人们决不会让封建迷信影响他的思想
D.大路的向天边延伸很远很远直到遥远的看不到天际

【答案】 D
11、（ ）会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加
D.离开工作上学的人数增加

【答案】 C
12、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Customers are more likely to enjoy more innovative services
B.People will no longer go to banks to deposit their money
C.Service providers do not want to partner with banks
D.People will receive more pension

【答案】 A
13、填入括号中最恰当的词语是（　　）。
A.演习多少
B.演练多少
C.演习稍微
D.演练稍微

【答案】 D
14、 商业银行不得从事（　　）。
A.吸收公众存款
B.银行卡业务
C.发行金融债券
D.信托投资和证券经营业务

【答案】 D
15、Passage 8
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
16、The sudden heavy rain（　　）our holiday plan.
A.damaged
B.destroyed
C.sabotaged
D.spoiled

【答案】 D
17、资料：（一）
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
18、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.the cool mass of air originates from Canada
B.a mass of cold air will affect both Canada and the U.S
C.the chilly weather is back to the globe
D.only the upper Midwest will be affected by the cool air

【答案】 B
19、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.incur less cost by the company to offer benefit programs
B.cover many of the gaps that traditional health benefits do not cover
C.help employees who are dealing with tough personal and career matters
D.encourage employees to stay with their companies for longer periods of time

【答案】 B
20、现代管理活动是一种具有广泛、复杂联系的社会活动，是一种多规律共同起作用的有机统一的活动，因此，在管理过程中应（ ）。
A.选择其中的一种方法
B.运用其中的几种方法
C.结合实际综合运用各种管理方法
D.运用所有管理方法

【答案】 C
21、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
22、Passage 9
A.the application of reading strategies
B.matching our expectations with the meaning of a text
C.the development of our ability to check the details
D.determining the main idea of a text

【答案】 A
23、教育部消息，今年上半年将启动开展（　　）专项治理行动，全面排查欺凌事件、及时消除隐患问题。
A.防范中小学生欺凌
B.集中整治校园欺凌
C.防范大学生欺凌
D.防范中小学生安全

【答案】 A
24、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
25、Passage 5
A.To make a transition to a new topic
B.To work as a hook to the following paragraphs
C.To provide a contrast to the preceding paragraphs
D.To offer supporting evidence to the preceding paragraph

【答案】 D
26、Are you going to hang the ___ of the Declaration of Independence in the classroom on in the auditorium?
A.rivet
B.typhus
C.typhoid
D.replica

【答案】 D
27、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
28、Passage2
A.with as few strings as possible
B.capable of being worn on both sides
C.according to each wearer's size
D.comfortable and light to wear

【答案】 C
29、On the next birthday,Ann（　　）married for twenty years.
A.is
B.has been
C.will be
D.will have been

【答案】 D
30、Life magazine chose Oprah____the wife of the president as “America’s Most Powerful woman”.
A.above
B.over
C.beyond
D.beside

【答案】 B
31、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice.
A.anger
B.rudeness
C.Regret
D.panic

【答案】 D
32、Little help seems to_____ the disaster-hit area since the explosion took place 3 hours ago.
A.offer
B.have been offered
C.be offered
D.have offered

【答案】 B
33、下列有关商业银行办理业务的规定正确的是（　　）。
A.商业银行可以任意提高利率来吸收存款
B.商业银行办理结算业务根据需要可以压单
C.商业银行办理业务不能收取手续费
D.商业银行不得在没有客户办理业务的时候自行缩短营业时间

【答案】 D
34、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.It deviates from the traditional Internet
B.It is meant to help with the storing and processing of information on computers
C.It is an initiative of Nick McKeown and his colleagues
D.It will trigger new innovations in the field of cloud computing

【答案】 C
35、Our new diet pill________the people who want to lose weight.
A.satisfies the need of
B.stimulate the demand of
C.arouse the interest of
D.target the market for

【答案】 A
36、A银行2019年年初共有正常类贷款900亿元，在2019年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为50亿元、30亿元、15亿元和5亿元，期初正常类贷款期间因回收减少了200亿元、因核销减少了300亿元，则该银行2019年的正常类贷款迁徙率为（　　）。
A.15％
B.25％
C.50％
D.100％

【答案】 B
37、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.graduated from Oxford University with an MBA degree in 1986
B.wanted to do something to repay the help he had once received
C.showed his interest and talent in venture capitalism as a journalist
D.bought early stocks of Google, Yahoo, PayPal and LinkedIn

【答案】 B
38、资料：（四）
A.It is fruitful without any doubt
B.It is better than their peers
C.It turns out to be a failure
D.It needs experimental evidence to prove its success

【答案】 D
39、国家主席习近平2020年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（　　），是党中央向全国人民作出的郑重承诺，必须如期实现。
A.完成扶贫领域作风建设
B.贫困地区基本生活改善
C.农村贫困人口全部脱贫
D.完成易地扶贫搬迁建设

【答案】 C
40、Passage 1
A.helped the butterfly escaped from the thorn
B.felt sorrow,but she didn’t go up to help it
C.fell down on it too
D.failed to help it release from the thorn

【答案】 A
41、填入括号中最恰当的词语是（　　）。
A.反思干预
B.反省干预
C.反思干涉
D.反省干涉

【答案】 B
42、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage.
A.waste
B.removal
C.autonomy
D.abortion

【答案】 D
43、1×2-2×3+3×4-4×5+5×6……+2011×2012-2012×2013=（　　）
A.-2
B.-2012
C.-1013044
D.-2026084

【答案】 D
44、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Russian
B.UK
C.Brazil
D.US

【答案】 B
45、在工作中，小周不慎将计算机的电源线拔掉，导致计算机断电关机。下列存储器中，原存信息丢失可能性最大的是（　　）。
A.软盘存储器
B.ROM存储器
C.半导体RAM存储器
D.硬盘存储器

【答案】 C
46、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Because connoisseurs said its flavor rivals that of wine grapes
B.Because there were different varieties
C.Because it helped preserve beer
D.Because only some people didn’t like the taste

【答案】 A
47、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Expectant
B.Letting the customers to do
C.Used to
D.Paying customs duties

【答案】 C
48、The new store,（　　）is currently undergoing construction,will have its grand opening sometime next spring.
A.who
B.were
C.when
D.which

【答案】 D
49、Now that your plan seems to fail to work,you ought to make a（n） ____one as soon as possible.
A.alert
B.alarm
C.alter
D.alternative

【答案】 D
50、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Because they never know what kind of work requests will be asked off hours
B.Because they are required by the company to answer emails off hours
C.Because smart phones and tables keep us connected all the time
D.None of above

【答案】 A
51、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
52、科学发展观的第一要义是（　　）。
A.科教兴国
B.以人为本
C.发展
D.发展战略

【答案】 C
53、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.what kind of benefits dreams bring to people
B.what dreams are
C.how we dream during sleep
D.why we dream during sleep

【答案】 B
54、某商业银行违反审慎经营规则，造成资本和资产状况恶化，严重危及稳健运行，损害存款人和其他客户合法权益。对此，银行业监督管理机构对该银行依法可采取的措施是（　　）。
A.限制分配红利和其他收入
B.限制工资总额
C.责令处罚高级管理人员
D.责令减员增效

【答案】 A
55、 各种账务处理程序的相同之处不包括（　　）。
A.登记现金、银行存款日记账的依据和方法相同
B.登记明细账的依据和方法相同
C.登记总账的依据和方法相同
D.编制会计报表的依据和方法相同

【答案】 C
56、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.more than
B.less than
C.the same as
D.not comparable with

【答案】 C
57、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.the rapid increase in the number of abandoned children
B.the high percentage of single-parent family
C.the gradual decrease of father-child contact
D.the negative impact of family split on children

【答案】 C
58、下列关于中国航天技术的说法，不正确的是（　　）。
A.我国运载火箭均属于“长征”系列
B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处
C.中国于1970年成功发射了第一颗人造地球卫星“东方红一号”
D.“嫦娥工程”是中国启动的第一个探月工程

【答案】 B
59、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Dubai used to heavily rely on oil revenue
B.Gulf States used to be promising
C.The author criticizes GCC’s conventional economic pattern
D.Oil price doesn’t influence Dubai’s economy

【答案】 A
60、___ for computing ballistics tables for WW2, the ENIAC was the first device that could actually process information electronically.
A.Designed
B.Designing
C.To design
D.Design

【答案】 A
61、利率变动对宏观经济有重要影响，从消费者角度看，利率下降时，会（　　）。
A.抑制消费，增加储蓄
B.刺激消费，减少储蓄
C.刺激消费，刺激储蓄
D.抑制消费，抑制储蓄

【答案】 B
62、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠