2020-2025年银行招聘之银行招聘综合知识真题练习试卷B卷附答案.docx

2020-2025年银行招聘之银行招聘综合知识真题练习试卷B卷附答案

单选题（共360题）
1、Passage 10
A.give their parents some free time
B.make their parents more creative
C.help them with their homework
D.help them become more attentive

【答案】 A
2、 ( )不属于反映企业在一定会计期间的经营成果的会计要素。
A.资产
B.收入
C.费用
D.利润

【答案】 A
3、为了保证计划目标得以实现，就需要有控制职能，控制的实质就是使（ ）。
A.实践活动符合于计划
B.计划接近实际活动
C.实践活动具有指标约束
D.计划得以严格执行

【答案】 A
4、在Exce1中，确认数据输入有三种方法，以下方法中不属于这三种之一的是（　　）。
A.按Enter键
B.按Tab键
C.用鼠标单击编辑栏上的“√”
D.按Shift键

【答案】 D
5、Passage 2
A.A toy train
B.A bottle of whiskey
C.A camera
D.A cellular phone

【答案】 A
6、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
7、 某投资项目原始投资额为100万元．使用寿命10年．已知该项目第10年的营业现金净流量为25万元．期满处置固定资产残值收入及回收流动资金共8万元，则该投资项目第10兰的现金净流量为（　　）万元。
A.8
B.25
C.33
D.43

【答案】 C
8、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Shopping at neighborhood stores are more of Chinese consumers shopping habit
B.Large flagship stores are unpopular in China
C.Americans do not like small, conveniently located retail outlets
D.government ban on free shopping bags has dampened Chinese buyers enthusiasm

【答案】 A
9、 The majority researcher tend to use the methods which are______or consistent with their prior work.
A.feasible
B.probable
C.possible
D.capable

【答案】 A
10、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
11、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.poor people are bound to go out of the poverty line if they have chances to do business
B.welfare will enable people to be rich
C.employment is the best solution to the poverty problem
D.better solutions to the poverty problem are not found yet

【答案】 D
12、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.What’s in the image?
B.What attracts customers?
C.What’s in a logo?
D.None of above

【答案】 B
13、揭示事物发展具有前进性和曲折性相统一的规律是（ ）。
A.联系和发展的规律
B.对立统一规律
C.质量互变规律
D.否定之否定规律

【答案】 D
14、In the dark street,there wasn’t a single person_she could turn for help.
A.that
B.who
C.from whom
D.to whom

【答案】 D
15、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
16、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.To explain the recent achievement of poverty reduction
B.To conclude that the world has changed so dramatically
C.To criticize developed countries
D.To predict that things can be better

【答案】 A
17、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
18、To produce accurate results, the equipment must be manufactured to very ________ specifications.
A.deep
B.wide
C.key
D.high

【答案】 D
19、 银行的基本会计报表有：( )、资产负债表和损益表。
A.业务状况表
B.固定资产表
C.未分配利润表
D.新科目余额表

【答案】 A
20、在金融衍生工具中，（　　）的风险最大。
A.互换
B.期权
C.期货
D.远期

【答案】 D
21、Human survival has been based on unrivaled adaptation to the environment,but plants and animals will and are inevitably succumbing（　　）subtle changes in the climate.
A.in
B.without
C.with
D.To

【答案】 D
22、小明手里有2枚5分钱硬币，7枚2分钱硬币和5枚1分钱硬币，如想组合成1角1分钱，共有（　　）种组合方式。
A.11
B.7
C.8
D.10

【答案】 B
23、企业支付的产品广告费，应通过（ ）账簿反映。
A.序时
B.备查
C.数量金额
D.分类

【答案】 B
24、She_as an animal trainer since2003.
A.hasworked
B.works
C.willwork
D.worked

【答案】 A
25、某珠宝店被盗贼窃走价值l0000美元的钻石，经调查，作案者肯定是甲、乙、丙、丁四个中的一个，于是，让这四人作为重大嫌疑对象接受审讯，这四个人的供词分别为：
A.甲
B.乙
C.丙
D.丁

【答案】 A
26、Passage 7
A.concrete returns for gift-givers
B.sizable gains in the form of gifts
C.leaking secrets intentionally
D.breaking contracts officially

【答案】 A
27、完整的计算机系统由（ ）两大部分组成。
A.应用软件和系统软件
B.随机存储器和只读存储器
C.硬件系统和软件系统
D.中央处理器和外部设备

【答案】 C
28、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Preventing fraud
B.Providing help for making decisions
C.Improving the sense of responsibility of employees
D.Protecting assets

【答案】 C
29、股票指数期货的结算采用（ ）。
A.现金
B.某种股票
C.股价指数
D.一揽子股票

【答案】 A
30、The seaside draws a lot of attention here every summer.Warm sunshine and soft sands make（　　）it is.
A.what
B.which
C.how
D.where

【答案】 A
31、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.deprives people of a good sleep
B.makes people always restless
C.disturbs people’s life
D.is beneficial to people

【答案】 D
32、All（　　）is a continuous supply of fuel oil.
A.what is needed
B.that is needed
C.the thing needed
D.for their needs

【答案】 B
33、Our price is ______ as compared with that in the international market.
A.reasonable
B.accountable
C.perfect
D.affordable

【答案】 A
34、 下列属于反映企业财务状况的会计要素是（　　）。
A.收人
B.所有者权益
C.费用
D.利润

【答案】 B
35、2019年8月8日，中国银行在北京举行《共建“5G联合创新应用实验室”框架协议》签约仪式,与（　　）共同成立5G联合创新应用实验室。根据协议，双方将开展面向5G的业务创新和场景创新，在创新通信、智慧网点、数字金融、数据智能、物联网金融等业务领域加强合作。
A.中国移动
B.中国电信
C.中国联通
D.广电总局

【答案】 B
36、根据我国法律规定，对于两个以上的申请人分别就同样的发明创造申请专利的，实行的原 则为（ ）。
A.使用在先
B.完成在先
C.申请在先
D.按照本人的技术职称高低

【答案】 C
37、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
38、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
39、Passage 5
A.brought about a rapid growth of industry and farming in the west
B.attracted many visitors to the construction sites
C.attracted laborers from Europe
D.encouraged people to travel all over the country

【答案】 A
40、根据劳动合同法的规定，下列表述正确的是（　　）。
A.用人单位不得单方面解除劳动合同
B.试用期不包含在劳动合同期限内
C.劳动合同部分无效，不影响其他部分效力的，其他部分仍然有效
D.发生劳动争议的，双方协商为争议解决的必经程序

【答案】 C
41、（　　）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。
A.产品
B.定价
C.促销
D.分销

【答案】 C
42、Henry’s business is much worse than before, therefore, he has to ______ the expense of his corporation.
A.cut into
B.cut in
C.cut down
D.cut off

【答案】 C
43、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.The innovative potential of clinical operations is yet to be realized
B.Collaborative care should be viewed from a strategic perspective
C.Clinical operations shouldn’t conform to postmodern societal model
D.None of the above

【答案】 B
44、Nabhi Verma ,who holds degrees in both architecture and engineering, has a range of technical abilities ____ that.
A.too much
B.beyond
C.even more
D.moreover

【答案】 B
45、下列属于货币政策工具的是（　　）。
A.法定存款准备金率
B.再贴现率
C.公开市场业务
D.税收

【答案】 D
46、 处置短期投资实际收到的收入大于账面价值的应计人( )。
A.投资收益
B.利息收入
C.营业外收入
D.其他业务收入

【答案】 A
47、企业支付的产品广告费，应通过（ ）账簿反应。
A.序时
B.备查
C.数量金额
D.分类

【答案】 B
48、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
49、How’s your tour around the North Lake Is it beautiful
A.will
B.would
C.should
D.Must

【答案】 C
50、金融远期合约是一种（ ）。
A.买卖标的资产的权利
B.—定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
51、一般而言，银行最主要的资产业务是（　　）。
A.存款
B.贷款
C.证券投资
D.固定资产

【答案】 B
52、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
53、Passage 3
A.They think of it as a good tourist destination
B.They feel contemptuous of it
C.They regard it as a superpower on the decline
D.They are sympathetic with it

【答案】 A
54、填入括号中最恰当的词语是（　　）。
A.演习多少
B.演练多少
C.演习稍微
D.演练稍微

【答案】 D
55、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The catastrophic consequences of climate change
B.US efforts in controlling greenhouse gas emissions
C.Investment threats in a changing climate
D.The world is in danger

【答案】 C
56、一国关境与其国境相比（　　）。
A.关境可以小于国境
B.关境可以大于国境
C.关境可以等于国境
D.以上都对

【答案】 D
57、 下列担保中，属于人的担保的是（　　）。
A.保证担保
B.留置担保
C.抵押担保
D.质押担保

【答案】 A
58、Passage 1
A.optimistic
B.pessimistic
C.gloomy
D.Objective

【答案】 A
59、通货紧缩的成因不包括（ ）。
A.生产能力过剩
B.货币供应量急剧减少
C.政府紧缩财政政策
D.社会总需求的过度增长

【答案】 D
60、Passage2
A.who has not been instructed how to use a life preserver
B.who has a little experience in using a life preserver
C.who uses a life preserver without permission
D.who becomes nervous before a disaster

【答案】 A
61、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities.
A.amplifying
B.enhancing
C.fostering
D.magnifying

【答案】 C
62、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.the usefulness of the FAA regulations for airlines
B.whether the FAA standard is being taken away
C.whether FAA is enforcing its regulations too strictly
D.the total number of flights American Airlines

【答案】 C
63、Passage 2
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
64、 同业往来科目属于( )科目。
A.资产负债共同类
B.资产类
C.负债类
D.损益类

【答案】 A
65、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York is the world’s largest financial hub
B.Houston is the world’s biggest center for energy trading and hedge funds
C.The Europe has as many financial centers as the United States
D.Different financial centers have different specialist features

【答案】 D
66、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.working in a bank
B.printing a book
C.attending a night school
D.growing beans for sale

【答案】 C
67、After the storm,the lake returned to its usual（　　）state.
A.flaccid
B.placid
C.lucid
D.Acid

【答案】 A
68、The cleaner has just left,leaving an aerosol’s delightful aroma floating in the air.You ______ deeply,enjoying the sweet fragrance.
A.exert
B.inhale
C.exhale
D.inert

【答案】 B
69、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.To show that e-government will add new costs
B.To show that the e-government is useless in some cases
C.To show that physical stations are not functioning well
D.To show that the e-government will replace physical stations

【答案】 A
70、——Must I wait till you come back?
A.mustn't
B.needn't
C.can't
D.won't

【答案】 B
71、2020年2月初，武汉市开始连夜建设三所“（　　）”，用于专门收治确诊的新型冠状病毒感染的肺炎轻症患者。
A.火神山医院
B.雷神山医院
C.小汤山医院
D.方舱医院

【答案】 D
72、宋朝著名的女词人在她的作品《醉花阴》中写道“东篱把酒黄昏后，有暗香盈袖，莫道不消魂，帘卷西风，人比黄花瘦。”请问这个女词人是（　　）。
A.朱淑真
B.李清照
C.卓文君
D.花蕊夫人

【答案】 B
73、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
74、向最终消费者直接销售产品和服务，用于个人及非商业性用途的活动属于（　　）。
A.零售
B.批发
C.代理
D.直销

【答案】 A
75、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the Eu