金融英语(fect)综合考试的一些重点.doc

Technical Analysis
The study of markets and securities based on historic price.
技术分析
根据证券的历史价值研究市场。
Moving Average
Price average that, for a specific period (e.g., 30 days), picks up the price for the latest day and drops the price for the earliest day.
移动平均数
一种价格综合指数，在一定期间(比如30天)选用最近一天的价格，排除最早一天的价格。
Support Level
The level at which a stock price stops falling due to market demand.
支撑线
股价由于市场需求停止跌落的一条线。
Resistance Level
The level beyond which a stock price cannot rise due to selling pressure in the market.
阻力线
股价由于市场抛售压力停止上涨的一条线。
Volume
Total number of shares of a security traded in a certain period.
成交量
一定时期证券交易的总成交额。
Breakout
When a stock rises above its resistance level and continues to rise at a rapid pace.
突破
股价突破阻力线继续快速上涨。
Top Out
The end of a period of increase in a stock price or market level which signals it will begin to fall.
上升乏力
上涨期间的尾部，显示它将开始回落。
Chart Pattern
Graphic illustration of price performance using historic data that is used to predict the next price move.
技术图形
通过使用历史数据预测下一次股价波动的图示。
金融英语基础辅导：Stock股票　
Stock
　　Ownership of a corporation represented by shares usually in the form of certificates.
　　股票
　　股份公司股份的所有权证明，通常为证书形式。
　　Dividend, Stock
　　Money paid on a per share basis to shareholders from a company.
　　红利
　　公司按每股分配给股东的利润。
　　Stock, Common
　　A class of stock which gives its holder the right to vote at shareholder meetings but does not guarantee payment of dividends.
　　普通股
　　赋予股东在股东会议上的表决权，但不保证支付红利的股票。
　　Stock, Preferred
　　Pays a fixed dividend and has priority over common stock regarding claims to assets of a corporation in a liquidation or bankruptcy.
　　优先股
　　能够取得固定红利，并在公司破产或被清算时对剩余资产较普通股而言享有优先分配权的股票。
　　Stock, Cumulative Preferred
　　Preferred stock whose dividends, if not paid for any reason, will accumulate until they are paid.
　　累积优先股
　　如果没有支付红利，那么红利将累计到下次分配时补足的优先股。
　　Stock, Non-cumulative Preferred
　　Preferred stock whose dividends do not accrue until paid. If a dividend is missed for any reason, it will never be paid.
　　非累积优先股
　　如果公司没有分配红利，那么这些红利不会累积到下一次。
　　Voting Rights
　　The right of common shareholders to vote for the election of officers of a corporation as well as on other issues regarding its operations.　　
　　表决权
　　普通股股东就公司管理人员选举和其它事项表决的权利。
　　Signature Guarantee Seal
　　A raised seal affixed to the back of a certificate of stock to verify an endorsement signature when transferring ownership of shares.
　　签名担保印章
转让股份时盖在股票证书背面，用以证明背书签名的凹凸印章。
金融英语基础辅导：Bonds债券
Bond
　　An interest-bearing government or corporate security that obligates the issuer to make specified payments on a specific schedule to the bondholder.
　　债券
　　政府或公司发行的计息证券，要求发行人按照一定的日期向债券持有人支付一定金额。
　　Face Value
　　The principal amount of a bond which is stated on its face and which the issuer is obligated to pay at the date of maturity.
　　票面价值
　　债券的票面价值是票面所列价值，代表发行人在到期日必须支付的金额。
　　Maturity, Date of
　　The date the issuer of a bond is obligated to pay its face value.
　　到期日
　　债券发行人必须支付票面价值的日期。
　　Bond, Municipal
　　Bond issued by a government or government agency to raise money for public works projects.
　　政府债券
　　政府或政府机构发行的债券，目的是为公共项目募集资金。
　　Discount
　　The market value of a bond which is below its face value.
　　折价
　　债券的市场价低于票面价值。
　　Premium
　　The market value of a bond which is above its face value.
　　溢价
　　债券的市场价超过票面价值。
　　Total Return
　　Return on a bond investment including appreciation and dividends.
　　总收益
　　债券投资的收益，包括增值和红利。
　　Maturity, Yield to
　　The total return on a bond investment realized if held to maturity.
　　到期收益
　　如果持有债券至到期日取得的总收益。
金融英语基础辅导：Charts图表
Chart
　　A graphic illustration of historical trading activity.
　　图表
　　历史交易情况的图形化显示。
　　Bar Chart
　　A chart on which each period’s trading is represented by a vertical bar showing opening, high, low, and closing prices.
　　K线图
　　每一时期的交易由一个垂直的柱形表示，显示开盘价、最高价、最低价和收盘价。
　　Line Chart
　　A chart on which only the closing price for each period is tracked.
　　连线图
　　只记录每一时期收盘价的图表。
　　Point and Figure Chart
　　A chart which records price changes in columns using x’s for upward moves and o’s for downward moves in a given period.
　　点数图
　　以柱状记录某一时期内价格变化的图表，用X表示上升变化，O表示下降变化。
　　Candlesticks Chart
　　Japanese version of a bar chart using a more graphic design. The information is presented to resemble a series of candles with wicks.
　　烛状图
　　更形象化的日本式K线图。显示的信息如同一串带着烛芯的蜡烛。
　　Head and Shoulders Pattern Chart
　　Chart pattern resembling the head and shoulders of a person. Signals the reversal of a trend.
　　头肩图形
　　类似人的头和肩的图形，显示趋势的改变。
　　Double Top Chart
　　Chart pattern showing a rising price, then a drop, then another rise. Indicates a resistance level.
　　重顶图
　　上升下降然后又上升的图形，显示阻力线。
　　Trendline
　　Straight lines drawn on a chart to determine the strength and direction of a trend or its reversal.
　　趋势线
　　图表上画的直线，确定趋势的力量和方向及其逆转
金融英语基础辅导：Company　Leader公司领导
Company Leader
　　A top employee of a company who has a vision for the future and can communicate effectively inspiring others to work toward that vision.
　　公司领导
　　公司高级雇员，具有远见并能激励他人达到目标。
　　Vision
　　Seeing where a company should be going and how to get it there.
　　远见
　　能够看到公司的发展方向和方式。
　　Delegate
　　To entrust authority or tasks to capable co-workers or subordinates.
　　授权
　　将权力或任务分派给有能力完成的同事或下属。
　　Strong Personality
　　Qualities that characterize a unique, self-assured individual.
　　个人魅力
　　独特的个人气质。
　　Inspire
　　To stimulate the energy of people and move them to action.
　　激励
　　鼓舞人们的士气，鼓励他们行动。
　　Loyalty
　　Devotion to a person or a cause. Dependability in action.
　　忠诚
　　忠于某人或某事业。完全可靠。
　　Big Picture
　　The overall plan of a project or policy and how all of its numerous details and tasks fit together to make it successful.
　　大视野
　　项目或政策的整体方案，计划各种细节和任务如何衔接配合以成功实施。
　　Achieve Goals
　　Perform necessary tasks and carry out policies which are determined by a company leader as essential to the success of a company.
　　实现目标
　　实施必要的任务，开展公司领导认为对公司成功所必不可少的政策。
金融英语基础辅导：Company　Products公司产品
Product
　　A commodity offered for sale.
　　产品
　　用于销售的商品。
　　Reputation
　　The good name of a company. The degree to which it is held in high regard by the public.
　　商誉
　　公司的名声。公司在公众中的声望度。
　　Packaging
　　A container in which a commodity is displayed and offered for sale.
　　包装
　　盛放供销售的产品的容器。
　　Effectiveness
　　The ability to produce a desired result or effect.
　　有效性
　　产生意图的结果或效果的能力。
　　Quality
　　A characteristic of excellence that defines the nature of a product.
　　质量
　　显示产品本质的优秀性能。
　　Availability
　　When a product is able to be purchased when needed.
　　可得性
　　需要时是否容易买到某一产品。
　　The early bird gets the worm
　　Western saying that means that the first one to market with a product will get the biggest market share.
　　“早起的鸟儿有虫吃”
　　西方谚语，指最早将产品投入市场的公司将取得最大的市场份额。
　　Build a better mousetrap and the world will beat a path to your door
　　Western saying that means if you improve the quality and function of an essential product many consumers will buy it.
　　“酒香不怕巷子深”
　　西方谚语，指如果你提高关键产品品质或功能，消费者就会购买你的产品。
金融英语基础辅导：Corporate　Structure公司结构
Corporate Structure
　　How authority and accountability are delegated within a company as well as how ownership is divided.
　　公司结构
　　公司内部权力如何分配，责任如何划分。
　　Certificate of Incorporation
　　Issued by a state upon approval of articles of incorporation. Together they form the corporate charter which establishes a corporation.
　　开业证明
　　由州政府批准公司章程后颁发。它们共同组成公司成立的宪章。
　　Bylaws
　　Rules governing the internal management of a company drawn up at the time of incorporation.
　　规章制度
　　公司成立时制订的内部管理制度。
　　Board Resolution
　　Document recording a decision by the board of directors for action.
　　董事会决议
　　记录董事会行动决定的文件。
　　Board of Directors
　　Persons elected to develop company policy and ensure that a corporation acts within the scope of its corporate charter.
　　董事会
　　被推选制订公司政策并确保公司按照其宪章运营的决策机构。
　　Checks and Balances
　　System in which each level of authority is “checked” by the others to make sure that power is balanced between them.
　　制衡
　　权力互相受到制约，保证相互间权利平衡。
　　Chief Executive Officer (CEO)
　　Officer of a firm principally responsible for its day to day operations, usually the chairman of the board or president.
　　首席执行官(CEO)
　　对公司日常运营负主要责任的官员。通常为董事会主席或总裁。
　　Chain of Command
　　A system wherein authority is passed down from top to bottom through a series of executive positions each of which is accountable to the one above it.
　　命令链
　　权力自上而下进行分配，下级官员对上级官员负责的体系。
金融英语基础辅导：Mutual　Funds共同基金
Mutual Fund
　　A fund managed by an investment company in which investors pool their capital.
　　共同基金
　　由投资公司管理并由投资人共同投入资本的基金。
　　Fund, Open-end
　　A mutual fund which continuously offers shares into the market.
　　开放式基金
　　向市场不断投放基金单位的共同基金。
　　Fund, Closed-end
　　A mutual fund that offers a limited number of shares which are traded on an exchange.
　　封闭式基金
　　只投放一定数量基金单位，并在交易所交易的共同基金。
　　Net Asset
　　Value The market value of a mutual fund. Used for determining the purchase and redemption price of shares of a fund.
　　净资产价值
　　共同基金的市场价值，用于确定某一基金的申购和赎回价格。
　　Fees, Front-end Load
　　A sales charge paid by the investor at the time of purchase.
　　申购费用
　　共同基金投资者在购买基金时支付的销售费用。
　　Fees, Back-end Load
　　A fee paid by an investor at the time of redemption or withdrawal.
　　赎回费用
　　共同基金投资者在赎回或撤出时支付的费用。
　　Fee, Management
　　A fee paid by a mutual fund investor for management of the portfolio as well as for general administration of the fund.
　　管理费
　　共同基金投资者支付的管理证券资产和基金管理的费用。
　　Accredited Investor
　　An individual with a net worth of at least $1 million and an annual income of at least $200,000.
　　可信赖的投资者
　　净资产至少100万美元，年收入至少20万美元的个人。