2019-2025年银行招聘之银行招聘综合知识高分通关题库A4可打印版.docx

2019-2025年银行招聘之银行招聘综合知识高分通关题库A4可打印版

单选题（共600题）
1、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long-term cooperation with one supplier
B.Chinese panel tends to looking for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen's eyes

【答案】 A
2、在1，2，3，……，2011中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（　　）个数。
A.3
B.671
C.672
D.673

【答案】 C
3、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（　　）。
A.正常
B.关注
C.次级
D.可疑

【答案】 D
4、当利率下降，对消费者的影响是（　　）。
A.刺激消费，减少储蓄
B.刺激消费，刺激储蓄
C.抑制消费，抑制储蓄
D.抑制消费，刺激储蓄

【答案】 A
5、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
6、为贯彻落实房住不炒的政策，各地政府纷纷出台措施，对首套房和套房的信贷政策进行差异化处理，如提高二套房的首付比例。这样的举措属于（　　）。
A.间接性货币政策工具
B.一般性货币政策工具
C.选择性货币政策工具
D.直接性货币政策工具

【答案】 C
7、Serena often has a long discussion with ______ colleagues about sales figure forecast for Q1 FY 2014.
A.herself
B.hers
C.her
D.she

【答案】 C
8、资料：Happy wood sprites knows the way to Fenghuang city.
A.It is creamed
B.It is steamed
C.It is grilled
D.It is roasted

【答案】 C
9、注册会计师应当进行应付账款函证的情况不包括（ ）。
A.控制风险较高
B.应付账款明细账户金额较大
C.应付账款在全部负债中所占的比重较大
D.被审计单位处于财务困难阶段

【答案】 C
10、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
11、以一定单位的本国货币为标准来计算应收多少单位外国货币的标价方式是（ ）。
A.直接标价法
B.买人标价法
C.间接标价法
D.应付标价法

【答案】 C
12、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.The condition of the flowers
B.The arrangement of the garden
C.The appearance oil the garden
D.The scent of the flowers

【答案】 D
13、按照《银行业监督管理法》的规定，银行业金融机构应当严格遵守( ）。
A.资产负债比例管理
B.库存现金管理规定
C.审慎经营规则
D.严格贷款审查

【答案】 C
14、下列哪项不属于商业银行依法可以开展的业务？（　　）
A.买卖政府债券、金融债券
B.承销政府债券
C.发行金融债券
D.承销公司股票

【答案】 D
15、—How about_in the river with us?
A.swim；don’t do
B.swim；to do
C.swimming；not do
D.swimming；not to do

【答案】 D
16、在Exce1中，D3单元格中的数值为70，若公式为“=D3<=60”，则运算结果为（　　）。
A.False
B.True
C.N
D.Y

【答案】 A
17、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
18、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.家长对新技术的担心是没有必要的
B.作为成年人理解新技术是很困难的
C.新技术的出现不会对青少年造成不利的影响
D.技术改变的体验对成年人和孩子是不同的

【答案】 B
19、While food waste is a hot topic in the U.S.，it’s a particular______in low-income nations where food is sometimes a scarce resource to begin with。
A.increase
B.initiative
C.damage
D.challenge

【答案】 D
20、Great Wall, first built 2000 years ago, is a____ miracle.
A.cautious
B.marvelous
C.numerous
D.serious

【答案】 B
21、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.make suggestions on facing the reality and modifying expectations
B.advocate that e-government is costly and useless
C.explain why e-government is no longer popular
D.persuade governments to cut the cost

【答案】 A
22、把生产资本分为固定资本与流动资本，其依据是（ ）。
A.在生产过程中不同的价值转移方式
B.在生产过程中不同的物质存在形态
C.不同部分在剩余价值生产中的不同作用
D.不同部分的不同运动速度

【答案】 A
23、The company's profits are______to hit their peak in the next quarter mainly due to the release of its new line of clothing.
A.forecast
B.forecasting
C.to forecast
D.will forecast

【答案】 A
24、甲乙合作完成一项工作，由于配合得好，甲的工作效率比单独做时提高1/10，乙的工作效率比单独做时提高1/5，甲乙合作6小时完成了这项工作。如果甲单独做需要11小时，那么乙单独做需要几小时？
A.13
B.16
C.18
D.20

【答案】 C
25、下列四个不同数字表示的数中，数值最大的是（　　）。
A.二进制数11011101
B.八进制数334
C.十进制数219
D.十六进制数DA

【答案】 A
26、All kinds of techniques and medicines ______ to extend human beings’ live in recent years.
A.have been developed
B.are being developed
C.were developed
D.develop

【答案】 A
27、资料：From:prorno@
A.He has shopped at Fruittisom’ s online store
B.He has been charged incorrectly for an order
C.He has worked for Fruittisom
D.He has reported a late delivery

【答案】 D
28、多数鱼类背部发黑、腹部发白，其原因是（ ）。
A.长期进化形成的保护色
B.背部比腹部接受光线多，导致色素沉淀
C.背部比腹部黏膜厚，吸收光线多
D.背部鱼鳞多，吸收光线多

【答案】 A
29、The left wing party wants to keep these two actions ________.
A.combination
B.combining
C.combined
D.combine

【答案】 C
30、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
31、资料：Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer

【答案】 B
32、根据我国法律规定，对于两个以上的申请人分别就同样的发明创造申请专利的，实行的原 则为（ ）。
A.使用在先
B.完成在先
C.申请在先
D.按照本人的技术职称高低

【答案】 C
33、下列是美国作家的是（　　）。
A.歌德
B.马克?吐温
C.福楼拜
D.巴尔扎克

【答案】 B
34、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.person is required to keep the custody of asset as well as accounting records
B.person is required to order merchandise and supplies and to receive them as well
C.person is required to handle cash and another one to maintain accounting records
D.traveling salesperson is required to present reports showing the number of calls made on customers

【答案】 C
35、Many states have ______, amended or repealed laws to improve school nutrition.
A.instituted
B.organized
C.manufactured
D.enacted

【答案】 D
36、支付的在建工程人员的工资属于（ ）产生的现金流量。
A.筹资活动
B.经营活动
C.汇率变动
D.投资活动

【答案】 D
37、Tom!You（　　）on the phone just now,but you（　　）in.
A.wanted,were
B.are wanted,are
C.were wanted,weren’t
D.called,aren’t

【答案】 C
38、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.To keep clients’ data safe
B.To close down the poor services
C.To give up their data monopoly
D.To disclose their sources of profits

【答案】 C
39、High boots were the ___ for women last year.
A.vague
B.vain
C.vogue
D.void

【答案】 C
40、在编辑Word文档时，选定一段文字后，把鼠标指针置于选定文本的任意位置，按Ctr1键并按鼠标左键不放，拖到另一位置上才放开鼠标。那么，刚才的操作是（　　）。
A.移动文本
B.复制文本
C.替换文本
D.删除文本

【答案】 B
41、股票是（　　）。
A.可以随时收回的股金凭证
B.投资入股和按期获得股息收入的凭证
C.一般贷款取得利息的凭证
D.没有价值不能买卖的无价证券

【答案】 B
42、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
43、（　　）,he is appointed as the manager.
A.Be a man ever so young
B.So young as a man ever is
C.No matter he is young
D.A man ever so young

【答案】 A
44、汉代人关于《离骚》篇名的解释有（ ）。
A.离别的牢骚，离开忧愁
B.离别的忧愁，遭遇忧愁
C.离别的牢骚，遭遇忧愁
D.离别的忧愁，离开忧愁

【答案】 B
45、 关于记账凭证账务处理程序，下列说法不正确的是（　　）。
A.登记总分类账的工作量大
B.适合规模大的单位
C.简单明了，易于理解
D.最基本的账务处理程序

【答案】 B
46、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
47、某银行的核心资本为100亿元人民币，附属资本为50亿元人民币，风险加权资产为1500亿元人民币，则其资本充足率为（　　）。
A.10.0％
B.8.0％
C.6.7％
D.3.3％

【答案】 A
48、甲做生意急需用钱，并与乙约定，乙借给甲10万元，甲将收藏的一件古董交给乙，若一年后如期还钱，乙就归还古董；若一年后未如期还钱，乙就出卖古董抵债。对此，甲与乙的关系属于（　　）。
A.抵押关系
B.质押关系
C.留置关系
D.侵权关系

【答案】 B
49、Passage 6
A.a dramatic reduction of its scale
B.its wrongly-directed implementation
C.the government’s reluctance to back it
D.an unreasonable price for enrollment

【答案】 D
50、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
51、新中国第一家全国性的股份制商业银行成立于（ ）年。
A.1980
B.1979
C.1987
D.1985

【答案】 C
52、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The companies that carry out the project
B.Environmental campaigners
C.North Dakota oil producers
D.Consumers

【答案】 B
53、甲乙两人相约同时从AB两地相向而行，10个小时后相遇。但实际上甲先从A地出发，2个小时后乙才出发，乙出发60分钟后，双方之间的距离是两人走过的距离的三倍。已知甲比乙每小时多走10公里，则AB两地之间的距离是多少公里？（　　）
A.200
B.100
C.250
D.150

【答案】 A
54、阿富汗的宗教信仰是（　　）。
A.伊斯兰教
B.佛教
C.印度教
D.基督教

【答案】 A
55、电脑以其卓越的性能，可以代替人们完成复杂而繁重的某些工作。如两名美国科学家用电脑做完了200亿个逻辑判断，终于证明了“四色定理”。这一事实说明（）。
A.电脑能模拟人脑的思维
B.电脑的思维将指挥人脑的思维
C.电脑的思维将超越人脑的思维
D.电脑的思维能完全代替人脑的思维

【答案】 A
56、角楼位于故官城墙的转角，共有4座。史料及考古资料表明，我国多个朝代的宫城城墙上均建有角楼。如先秦古籍《考工记》的“匠人营国”部分就规定了城墙角楼的高度为“七雉"（约16.7米）；东周时期军事家墨翟所著《墨子》，其中的《备城门》《备蛾傅》等部分都记载了在城墙的拐角处修建防护建筑、其样式必定是重楼形式的军事防御规定。
A.说明故宫角楼的来历
B.说明角楼并非是古代宫城所必须的建筑
C.介绍故宫角楼的功能
D.介绍角楼源于军事防御的需要而兴建

【答案】 D
57、资料：To：Sherry Linton
A.Michal Jackson
B.Many joy
C.A kind of greeting
D.The initials of Melanie Jury

【答案】 D
58、Sometimes that stress is relieved______in the form of a large earthquake .
A.gradually
B.steadily
C.slowly
D.suddenly

【答案】 D
59、社会主义市场经济中宏观调控主要运用（　　）。
A.经济手段和法律手段
B.行政手段和计划手段
C.经济手段和行政手段
D.法律手段和行政手段

【答案】 A
60、下列选项中，不合法的十六进制数是（　　）。
A.H1023
B.10111
C.A120
D.777

【答案】 A
61、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
62、关于我国的军衔制度，下列说法正确的是（)。
A.士兵军衔肩章版面底色有棕绿色、天蓝色、黑色三种
B.军官军衔一般分帅、将、校、尉、士五个等级
C.刘伯承、陈毅、粟裕等人曾被授予元帅军衔
D.中国人民解放军第一次实行军衔制度是在1949年

【答案】 A
63、Passage 4
A.only a small proportion of the insured suffer loss
B.everyone at some time suffers loss
C.nearly everyone suffers loss
D.only insured people suffer loss

【答案】 A
64、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Complain again politely
B.Threaten to take further measures
C.Complain in a rude way
D.Report it to the management of the company

【答案】 B
65、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.Most businesspeople see persuasion as a straightforward process
B.Unlike most businesspeople effective persuaders are willing to adjust their opinions and hear from others
C.Effective persuaders are open-minded
D.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly

【答案】 B
66、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
67、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提高收益

【答案】 B
68、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.the sleeper’s own mind
B.the sleeper’s feeling
C.the sleeper’s imagination
D.the sleeper’s wishes

【答案】 A
69、Passage 8
A.to help a wound to dry
B.to covers a rough surface
C.damages some of the small side branches
D.allows too many branches to grow in the middle

【答案】 B
70、The car the police were chasing was a ___