2026年备考银行招聘之银行招聘综合知识题库综合试题高频卷附答案.docx

2026年备考银行招聘之银行招聘综合知识题库综合试题高频卷附答案

单选题（共150题）
1、以下对通货膨胀的描述正确的是（ ）。
A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀
B.房屋价格的不断上涨，就是通货膨胀
C.通货膨胀是价格水平的偶然上涨
D.货币发行量过多导致的股票价格上涨就是通货膨胀

【答案】 A
2、Our price is ______ as compared with that in the international market.
A.reasonable
B.accountable
C.perfect
D.affordable

【答案】 A
3、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:
A.by registering their support on the internet
B.by applying for a job in UNISON
C.by distributing newspaper adverts to people in the community
D.all above

【答案】 A
4、资料：To：Sherry Linton
A.A memo
B.A minutes
C.An announcement
D.A notice

【答案】 D
5、Your suggestion could only make things worse____.
A.if anything
B.if everything
C.if nothing
D.if something

【答案】 A
6、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（　　）张。
A.1
B.3
C.5
D.7

【答案】 B
7、根据管理方格理论，“乡村俱乐部”领导风格的特点是（　　）。
A.管理者既不关心任务，也不关心人
B.管理者既关心任务，也关心人
C.管理者极端关注人
D.管理者极端关注任务

【答案】 C
8、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.was the first woman doctor
B.and several other women founded the first hospital for women children
C.became the first woman physician
D.set up the first medical school for women

【答案】 A
9、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
10、The ______ of the international community was encouraged in solving the problems.
A.requirement
B.settlement
C.management
D.involvement

【答案】 D
11、一个完整的计算机系统包括（　　）。
A.计算机及其外部设备
B.主机、键盘、显示器
C.系统软件和应用软件
D.硬件系统和软件系统

【答案】 D
12、以下哪一组织形式不属于国际经济一体化组织？（ ）
A.自由贸易区
B.关税同盟
C.共同市场
D.北约

【答案】 D
13、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
14、转让票据权利的票据行为是（　　）。
A.出票
B.背书
C.承兑
D.提示

【答案】 B
15、The task now for Scotland is to win their remaining______matches before the competition starts.
A.friendly
B.trendy
C.stylish
D.fashionable

【答案】 A
16、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（　　）。
A.订做的西服
B.电视机
C.在线下载的杀毒软件
D.新鲜水果

【答案】 B
17、Upon completing his examination ___ the patient, the docter offered his judgment of her condition.
A.of
B.off
C.about
D.around

【答案】 A
18、Exce1的工作表中，通常情况下列标记是（　　），行标记是（　　）。
A.字母、数字
B.数字、字母
C.汉字、数字
D.数字、汉字

【答案】 A
19、银行业监督管理机构对金融机构进行现场检查，应当经（　　）批准。
A.银行业监督管理机构负责人
B.国务院
C.中国人民银行
D.被检查金融机构法人代表

【答案】 A
20、以下关于宏观经济政策与证券市场间的关系说法错误的是（　　）。
A.汇率下降，本币升值，出口型企业证券价格就会上扬
B.货币政策的调整会直接、迅速地影响证券市场
C.财政政策的调整对证券市场具有持久但较为缓慢的影响
D.汇率政策的调整从结构上影响证券市场价格

【答案】 A
21、Passage 1
A.flied away
B.still died
C.changed into a fairy
D.was more beautiful than before

【答案】 C
22、How often ___ your teeth examined?
A.are you having
B.do you have
C.have you get
D.you have

【答案】 B
23、Next Monday is Tina’s anniversary of the entry to Apple Inc. She ____by the company for 15 whole years by then.
A.will have been employed
B.will have employed
C.has been employed
D.will employed

【答案】 A
24、以下对通货膨胀的描述正确的是（ ）。
A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀
B.房屋价格的不断上涨，就是通货膨胀
C.通货膨胀是价格水平的偶然上涨
D.货币发行量过多导致的股票价格上涨就是通货膨胀

【答案】 A
25、根据《公司法》的规定，有限责任公司首次股东大会会议由（　　）召集和主持。
A.出资最多的股东
B.全体股东一致认可的股东
C.公司董事会
D.公司监事会

【答案】 A
26、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。
A.与非复阳患者相比，复阳患者拥有不同的症状表征
B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同
C.复阳患者比非复阳患者更难治疗
D.在某些症状上，复阳患者比非复阳患者的表现要轻得多

【答案】 D
27、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.To introduce the flourishing bottled water industry
B.To explain about the societal marketing concept
C.To discuss environmental problems
D.To explain about the pure marketing concept

【答案】 B
28、Josh graduated with his master’s degree in space studies and planetary sciences，but after years of working odd jobs and barely______，he decided to go back to get his teaching license。
A.putting on the back burner
B.breaking new ground
C.making ends meet
D.proving his mettle

【答案】 C
29、关于债券收益率的说法错误的是（ ）。
A.易被赎回的债券的名义收益率比较高
B.享受税收优惠的债券的收益率比较低
C.流动性低的债券收益率较高
D.违约风险髙的债券收益率比较低

【答案】 D
30、The company’s production has been put on the right ______.
A.orbit
B.course
C.route
D.track

【答案】 D
31、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
32、在下列关于数据库技术的描述中，错误的是（　　）。
A.关系模型是目前在DBMS中使用最广泛的数据模型之一
B.从组成上来看，数据库系统由数据库和应用程序组成，它不包括DBMS及用户
C.SQL语言不限于数据查询，还包括数据操作、定义、控制和管理等多方面的功能
D.OFFICE软件包中的EACCESS软件是数据库管理系统

【答案】 B
33、当某厂商以最小成本生产既定产量时,那它（ ）。
A.总收益为零'
B.一定获得最大利润
C.一定未获得最大利姻
D.无法确定是否获得最大利润

【答案】 D
34、2020年2月23日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（　　）责任制和（　　）负责制，保障主副食品供应。
A.“米袋子”省长“菜篮子”市长
B.“米袋子”市长“菜篮子”县长
C.“菜篮子”省长“米袋子”市长
D.“菜篮子”市长“米袋子”县长

【答案】 A
35、We also had to collect immense amounts of historical data and ____satellites to monitor the ocean-atmosphere system.
A.make up
B.set up
C.devote to
D.invest in

【答案】 B
36、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.紧缩货币政策
B.消极货币政策
C.中性货币政策
D.宽松货币政策

【答案】 D
37、You should be ______ with your movements because of all the security.
A.useful
B.skillful
C.careful
D.helpful

【答案】 C
38、 期货交易与现货交易的不同之处在于（　　）。
A.风险较小的合约
B.不需要交保证金的合约
C.实物交割率低的合约
D.交易所并不提供结算服务

【答案】 C
39、WangHong speaks English very well.
A.I hope so
B.I hope not
C.I think so
D.I don’t think so

【答案】 C
40、央行开展MLF操作释放5000亿元人民币，该国法定存款准备金率为20%，商业银行系统平均超额存款准备金率为5%，国民平均通货存款持有习惯是1:4，则该国货币供应量新增（　　）。
A.12500
B.10000
C.9000
D.13000

【答案】 A
41、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.
A.with
B.for
C.to
D.at

【答案】 C
42、某代表队参加文艺会演的共46人，其中女生人数的4/5是男生人数的1/2，那么参加演出的女生人数为多少人？
A.30
B.33
C.36
D.38

【答案】 A
43、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
44、下列历史人物中，存在师生关系的有（　　）个。
A.0
B.1
C.2
D.3

【答案】 C
45、Which of the following is or was an example of representative full-bodied money？（ ）。
A.Debt money
B.ATS account
C.Gold certificate
D.Demand deposit

【答案】 C
46、 ( )是指企业在一定会计期间的经营成果。
A.负债
B.费用
C.收入
D.利润

【答案】 D
47、马克思主义理论的来源是（　　）。
A.细胞学说、生物进化论、牛顿定律
B.英国历史哲学、德国科学主义、欧洲人文科学
C.法国唯物主义、德国经验主义、法国理性主义
D.德国古典哲学、英国古典政治经济学、英国空想社会主义

【答案】 D
48、 If you want to take photographs, you will need to apply for a____.
A.permissible
B.permission
C.permitting
D.permit

【答案】 D
49、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.Those who periodically ask questions want to take charge of the conversation
B.If you give critical opinions, the speaker will be less confident
C.Good listeners should agree with the speaker
D.If the speaker creates a comfortable environment, listeners will become confident

【答案】 B
50、不能向居民发放贷款的金融机构是（）。
A.中国农业发展银行
B.中国建设银行
C.农村信用合作社
D.城市商业银行

【答案】 A
51、Hawass said the collection of workers’ tombs, some of ______ were found in the 1990s, were among the most significant findings in the 20th and 21st centuries.
A.them
B.whom
C.which
D.who

【答案】 C
52、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.The traditional social networks will have great impact on certain groups
B.The private messaging apps will replace the social media apps
C.The intimate channels can be the double-edged swords to the sellers
D.The growth of the intimate channels will bring only benefits to the marketers

【答案】 C
53、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.authority and democracy are very essential to a healthy family
B.authoritarianism does no good to a healthy family
C.male superiority maintains a healthy family
D.women should be treated equally to men

【答案】 A
54、 一般认为结算业务是一种（　　）。
A.委托代理关系
B.债权债务关系
C.保管合同关系
D.以上说法都不对

【答案】 A
55、Passage 8
A.To discuss different methods of pruning
B.To introduce some common knowledge of pruning
C.To explain how trees develop disease
D.To give practical instruction for pruning a tree

【答案】 B
56、网络主要的目标是实现（ ）。
A.通信
B.交换数据
C.资源共享
D.连接

【答案】 C
57、 下列会计凭证中属于原始凭证的是（　　）。
A.收款凭证
B.付款凭证
C.转账凭证
D.收款收据

【答案】 D
58、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
59、阅读理解
A.a humanist
B.a pantheist
C.a nuclear physicist
D.a doctor of medicine

【答案】 A
60、某国的货币量发行情况如下：现金货币5000亿元，活期存款2500亿元，活期存款以外的其他存款为2000亿元，短期信用工具为1500亿元，其中同期短期国债发行量为50亿元，试问该国M1货币量为（）亿元。
A.5000
B.7500
C.10000
D.50

【答案】 B
61、Some parents use social media to（　　）their kids and to monitor their activities.
A.check in
B.communicate with
C.stand beside
D.apply for

【答案】 B
62、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
63、We received the ___ indicating the amount of money I had paid.
A.quittance
B.refund
C.retention
D.progeny

【答案】 A
64、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.销售存货收到现金
B.用资本公积转增股本
C.用现金购买原材料
D.用银行存款归还银行借款

【答案】 D
65、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.modern agriculture provides enough food
B.many farmers have moved to cities
C.there are more well-equipped tractors
D.many farms are turned into factories

【答案】 A
66、马克思主义政治经济学研究的出发点是（　　）。
A.生产力
B.生产关系
C.物质资料生产活动
D.经济规律

【答案】 C
67、She often has difficulty expressing her needs, desires and______.
A.preparations
B.presences
C.presentations
D.preferences

【答案】 D
68、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.Promising
B.Skeptical
C.Supportive
D.Neutral

【答案】 B
69、OPEC holds meetings frequently so as to regulate the outp of __ oil.
A.first
B.crude
C.original
D.primary

【答案】 B
70、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
71、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
72、（　　）是指市场增长率低，而相对市场占有率高的产品。
A.金牛产品
B.瘦狗产品
C.明星产品
D.幼童产品

【答案】 A
73、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Russian
B.UK
C.Brazil
D.US

【答案】 B
74、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
75、根据利率期限的结构性溢价理论，如果在接下来的3年中，预期的1年期债券利率分别为4%、5%、6%，3年期债券的流动性溢价为0.5%，那么3年期债券的利率是（　　）。
A.4%
B.4.5%
C.5%
D.5.5%

【答案】 D
76、典型的代用货币是（　　）。
A.辅币
B.银行存款
C.银行券
D.现金

【答案】 C
77、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2