2020-2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案.docx

2020-2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案

单选题（共360题）
1、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.defeat
B.lose
C.step
D.damage

【答案】 A
2、The（　　）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.
A.indifferently
B.presumable
C.completely
D.unbearably

【答案】 D
3、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.The thematic arrangement makes wonders
B.Bronze making
C.Cultural exchanges
D.An unprecedented exhibition

【答案】 D
4、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.Globalization is a business strategy that means doing everything the same everywhere
B.Globalization is a shift in traditional patterns of international production, investment, and trade
C.Globalization is interconnections between different interests of business and society
D.Globalization is the absence of borders and barriers to trade between nations

【答案】 C
5、下面不属于M1的范围的是（　　）。
A.李某在交通银行的活期存款1.5万元
B.某企业用于日常支付的流动现金80万元
C.小卖部老板持有的1000个1元硬币
D.某民间协会的三年定期存款20万元

【答案】 D
6、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.showed how scholarship changed his family members’ life
B.gave him the motive to study hard to be successful
C.illustrated that his family emphasized on education very much
D.proved that immigration family can also make great achievements

【答案】 A
7、 明天就是选举日了，以下公民中不具有选举权的是（　　）。
A.张某刚过完l7岁生日
B.黄某被判有期徒刑3年执行中
C.王某被查出患有精神病
D.陈某被拘留l5天执行中

【答案】 A
8、在影响需求价格弹性的因素中，时间因素与商品需求价格弹性大小的关系是（　　）。
A.两者间的关系需要根据具体商品才能判定
B.时间越长，商品需求价格弹性越小
C.时间越短，商品需求价格弹性越小
D.两者间不存在任何关系

【答案】 A
9、对特定地区的经济发展进行倾向性经营的银行是（ ）。
A.国家开发银行
B.中国人民银行
C.城市商业银行
D.中国农业银行

【答案】 A
10、 根据《中华人民共和国行政处罚法》的规定，对于违法行为轻微并及时纠正，没有造成危害后果的当事人，应当（　　）。
A.从轻处罚
B.减轻处罚
C.免予处罚
D.从重处罚

【答案】 C
11、一般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
12、春秋战国时代，诸子百家讲政治时，大多站在民众一边，替天下百姓打算；唯一一家与其他各家不同，为君主作参谋，专替君主打算，这一家是（　　）。
A.儒家
B.法家
C.道家
D.墨家

【答案】 B
13、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（　　）。
A.（2）＞（1）＞（3）＞（4）
B.（1）＞（2）＞（3）＞（4）
C.（2）＞（1）＞（4）＞（3）
D.（1）＞（2）＞（4）＞（3）

【答案】 D
14、There seemed little hope that the explorer,（ ）in the tropical forest,would find his way through it.
A.to be deserted
B.having deserted
C.to have been deserted
D.having been deserted

【答案】 D
15、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
16、Almost of the information we gather is also available online around the world,with the______ coming from our contacts,from direct growers and wholesalers。
A.remained
B.remaining
C.remains
D.remain

【答案】 B
17、CFCs were banned when world leaders signed _____called the Montreal Protocol in 1987.
A.a contact
B.contact
C.agreement
D.an agreement

【答案】 D
18、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视网
C.互联网
D.卫星通信网

【答案】 D
19、填入括号中最恰当的词语是（　　）。
A.控制制定
B.控制制订
C.抑制制订
D.抑制制定

【答案】 A
20、金融风险的高杠杆性表现为（ ）。
A.金融机构的资产负债率低
B.金融机构的注册资本金要求高
C.金融体系的风险传染快
D.衍生金融工具以小搏大

【答案】 D
21、 我国现行会计制度规定，资产负债表是按（　　）所反映的经济内容设计的。
A.资产=负债+所有者权益
B.有借必有贷.借贷必相等
C.账户的平行登记
D.借贷记账法

【答案】 A
22、 ( )是指对未来现金流量以恰当的折现率进行折现后的价值，是考虑货币时间价值因素等的一种计量属性。
A.现值
B.公允价值
C.重置成本
D.历史成本

【答案】 A
23、Just last month I tried to write her a poem ______ “Amidst an Angel.” But no two words would rhyme.
A.assigned
B.entitled
C.deprived
D.granted

【答案】 B
24、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
25、But for the storm,the anniversary ceremony of the company____.
A.would have been held
B.had been held
C.would be held
D.is held

【答案】 A
26、金融远期合约是一种（　　）。
A.买卖标的资产的权利
B.一定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
27、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.because he wanted to make a change of his life
B.because ge got hurt and could't dance any more
C.because he wanted to take the courses
D.none above

【答案】 B
28、维护文件的高度严密性是指（ ）。
A.公文的保密性
B.公文语言结构的严密
C.公文行文文字_严密
D.施行办法的严密

【答案】 B
29、通过向投资者发行股份或受益凭证募集资金，再对各类金融产品进行组合投资的金融 机构是（ ）。
A.商业银行
B.投资银行
C.保险公司
D.投资基金

【答案】 D
30、把生产资本分为固定资本与流动资本，其依据是（ ）。
A.在生产过程中不同的价值转移方式
B.在生产过程中不同的物质存在形态
C.不同部分在剩余价值生产中的不同作用
D.不同部分的不同运动速度

【答案】 A
31、下列期货产品中，不属于金融期货的是（　　）。
A.货币期货
B.股指期货
C.利率期货
D.黄金期货

【答案】 D
32、 “电子汇兑往来”科目下设“往账户”和“来账户”，属于（　）科目，核算参加联行的机构之间的资金往来。
A.负债类
B.损益类
C.资产负债共同类
D.资产类

【答案】 C
33、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
34、下列属于产品成本的是（　　）。
A.厂房管理人员工资
B.车间人员工资
C.董事会人员工资
D.专设销售部门人员工资

【答案】 B
35、 ( )是指企业在日常活动中形成的、会导致所有者权益增加的、与所有者投入资本无关的经济利益的总流入。
A.资产
B.收入
C.费用
D.利润

【答案】 B
36、在同业拆借市场交易的是（ ）。
A.法定存款准备金
B.超额准备金
C.库存现金
D.原始存款

【答案】 B
37、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Sleep and Photographic memory
B.Lack of Sleep Leading to Crimes
C.Sleep and Cognitive of human beings
D.Lack of Sleep Producing False Memory

【答案】 D
38、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.The problem will be settled faster
B.The problem will usually be settled in the customer s favor
C.The problem will no longer exist immediately
D.Both A&B

【答案】 D
39、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.The quality of writings is of primary importance
B.mmon humanity is central to news reporting
C.Moral awareness matters in editing a newspaper
D.Journalists need stricter industrial regulations

【答案】 C
40、Passage 8
A.several time throughout the year
B.as quickly as possible
C.occasionally when necessary
D.regularly every winter

【答案】 D
41、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.One with much wealth
B.One with high professional level
C.One with high social status
D.One with high reputation in academia

【答案】 B
42、资料：In a survey,people were asked to choose between treatments to save 600 people from dying a disease.
A.with a one-third probability that nobody will die
B.with a two-thirds probability that nobody will be saved
C.allowing 400 people to die
D.that 200 people will be saved

【答案】 A
43、—How about_in the river with us?
A.swim；don’t do
B.swim；to do
C.swimming；not do
D.swimming；not to do

【答案】 D
44、 对被审计单位长期挂账的（　）应采取函证查询、电话查询等方法进行逐户核对。
A.现金
B.货币资金
C.银行存款
D.往来账项

【答案】 D
45、Passage 2
A.She was not familiar with the road
B.It was dark and raining heavily then
C.The railway workers failed to give the signal
D.Her GPS device didn’t tell her about the crossing

【答案】 D
46、 “长期股权投资”科目的期末余额在（　）。
A.借方
B.贷方
C.没有余额
D.视盈亏情况而定

【答案】 A
47、下列不是用于记载会议主要精神和议定事项的公文是（ ）。
A.决议
B.会议纪要
C.会议记录
D.议案

【答案】 C
48、 为了避免重复记账．习惯上对于将现金存入银行的业务，一般只编制（　　）。
A.现金付款凭证
B.银行存款收款凭证
C.现金收款凭证
D.银行存款付款凭证

【答案】 A
49、.注册会计师对存货抽査时发现了差异，下列处理中不恰当的是（ ）。
A.应査明原因，及时提请被审计单位更正
B.不管是什么差异，应当提请被审计单位先挂账“待处理财产损溢——待处理流动资产损溢”后再作处理
C.注册会计师应当考虑错误的潜在范围和重大程度，在可能的情况下，增加抽查范围以减少错误的发生
D.注册会计师根据抽查的结果如果认为盘点记录中错误程度非常严重，应当要求被审计单位重新进行盘点

【答案】 B
50、“马力”一词表示的是（　　）。
A.是一个动力单位
B.表示一匹马的能量
C.表示一匹马的速度
D.表示发动机的功率

【答案】 D
51、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the most outstanding works
B.works spanning over 5,000 years
C.its themes
D.important discoveries

【答案】 B
52、序数效用论关于消费者偏好的基本假定不包括（　　）。
A.偏好的完备性
B.偏好的传递性
C.偏好的不饱和性
D.偏好的独立性

【答案】 D
53、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Lower-income children experienced lose in math over the summer
B.Middle-class children gained in learning over the summer
C.Lower-income children gained in math over the summer
D.Middle-class children suffered lose in math over the summer

【答案】 B
54、下列各项中，不具有行政主体资格的是（ ）。
A.乡镇人民政府
B.公安派出所
C.街道办事处
D.公安局法制科

【答案】 D
55、门捷列夫于1871年的《化学元素的周期性依赖关系》发表了第二个化学元素周期表，明确指出：元素的性质和它们的化合物的性质与元素的原子量有周期性的依赖关系，元素的性质是元素原子量的（　　）。
A.线性函数
B.非线性函数
C.周期函数
D.非周期函数

【答案】 C
56、I had just posted the letter when I remembered that hadn’t（ ）the cheque。
A.imposed
B.enclosed
C.involved
D.contained

【答案】 B
57、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Because the risk of fake fish is too high
B.Because not every restaurant can afford snapper
C.Because consumers don't like snapper sushi
D.Because snapper is rare

【答案】 A
58、 王某整日游手好闲，为了达到骗取钱财的目的，便假装为一公司销售人员，骗取蓝玉棉花厂总经理的信任，签订了一份虚假经济合同。王某将骗取的棉花转卖，所得被其全部挥霍，据查该批棉花价值7万多元。王某的行为构成（　　）。
A.投机倒把罪
B.诈骗罪
C.合同诈骗罪
D.妨害社会管理秩序罪

【答案】 C
59、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.More efforts will be needed to ensure a sustained economic growth
B.Investment from the government contributes most to the world economy
C.The market is pessimistic on the world economy
D.The world economy is growing rapidly and steadily

【答案】 A
60、由于挤兑风波导致商业银行倒闭的风险属于（　　）。
A.国家风险
B.流动性风险
C.法律风险
D.操作风险

【答案】 B
61、There is a （ ） difference in meaning between the words surroundings and environment.
A.sensible
B.subtle
C.feeble
D.humble

【答案】 B
62、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.The participation in the trade globalization is not broad enough
B.Job losses are often under-estimated
C.Domestic firms are problematic with productivity
D.Globalization hinders growth of small and medium-size firms

【答案】 A
63、 从部门法的维度看经济法的地位，必须要说明经济法是否有独立的（　　）。
A.法律体系
B.法律价值
C.调整对象
D.调整方法

【答案】 C
64、 在( )前提下，会计确认、计量和报告应当以企业持续、正常的生产经营活动为前提。
A.会计分期
B.会计核算
C.会计监督
D.会计主体

【答案】 D
65、He felt so cold that he kept trembling （ ） unable to endure it any more.
A.as for
B.as well
C.as if
D.as long as

【答案】 C
66、 下列项目中不属于有价证券的是（　　）。
A.国库券
B.股票
C.银行汇票
D.企业债券

【答案】 C
67、假象是（　　）。
A.由主观原因造成的对事物的错误反映
B.以否定的形式表示本质的现象
C.以正面的形式表示本质的现象
D.对客观事物的一种虚幻的反映

【答案】 B
68、资料：Your Company Logo and Contact Information
A.more information can be provided as needed
B.the survey has not been finished yet
C.the receiver is the writer's immediate boss
D.the enclosed report was solely made by the writer

【答案】 A
69、在Exce1中，对单元格“$D$2”的引用是（　　）。
A.绝对引用
B.相对引用
C.一般引用
D.混合引用

【答案】 A
70、按照光的波长，从长到短排序正确的一项是（　　）。
A.红外光、紫外光、可见光
B.紫外光、可见光、红外光
C.可见光、红外光、紫外光
D.红外光、可见光、紫外光

【答案】 D
71、Nabhi Verma ,who holds degrees in both architecture and engineering, has a range of technical abilities ____ that.
A.too much
B.beyond
C.even more
D.moreover

【答案】 B
72、Serena often has a long discussion with ______ colleagues about sales figure forecast for Q1 FY 2014.
A.herself
B.hers
C.her
D.she

【答案】 C
73、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.The author may like about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
74、There was a ___ rush to get everything ready for the unexpected inspection from the superiors.
A.calm
B.mad
C.frantic
D.wild

【答案】 C
75、下列关于我国“四大名窟”的说法，错误的是（　　）
A.四大名窟都是以中国佛教文化为特色的