2020-2025年银行招聘之银行招聘综合知识练习题(二)及答案.docx

2020-2025年银行招聘之银行招聘综合知识练习题(二)及答案

单选题（共360题）
1、Everything returned to normal（　　）nothing had happened.
A.as if
B.because
C.when
D.For

【答案】 A
2、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
3、Passage 1
A.There were many friends but
B.There was nobody to love her so
C.There was nothing to do
D.Seeing the butterfly was caught

【答案】 B
4、一国关境与其国境相比（　　）。
A.关境可以小于国境
B.关境可以大于国境
C.关境可以等于国境
D.以上都对

【答案】 D
5、She_as an animal trainer since2003.
A.hasworked
B.works
C.willwork
D.worked

【答案】 A
6、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.货物和服务
B.直接投资
C.经常转移
D.收益

【答案】 B
7、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines' online survey is to be carried out among its registered members
B.Airbus A380 will be the first aircraft to be equipped with inflight internet and mobile service
C.Singapore Airlines' inflight internet access will be limited to some specific devices
D.Singapore Airlines' will be the first to introduce inflight mobile phone and internet access

【答案】 B
8、 “长期股权投资”科目的期末余额在（　）。
A.借方
B.贷方
C.没有余额
D.视盈亏情况而定

【答案】 A
9、对英镑和美元而言，如果英镑的汇率上升，意味着美元的汇率将（ ）。
A.上升
B.下降
C.不变
D.两者之间没有关系

【答案】 B
10、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Fast response
B.Readily accessible information
C.Optimized user surface
D.All of these above

【答案】 D
11、If you have never planted anything,you will not be able to know the pleasure of watching the things you have planed（　　）.
A.grow
B.to grow
C.growing
D.to be growing

【答案】 A
12、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Shopping at neighborhood stores are more of Chinese consumers shopping habit
B.Large flagship stores are unpopular in China
C.Americans do not like small, conveniently located retail outlets
D.government ban on free shopping bags has dampened Chinese buyers enthusiasm

【答案】 A
13、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
14、They’re not allowed contact with the outside world or any substances that haven’t been fully ____.
A.tidy
B.packed
C.infected
D.sanitized

【答案】 D
15、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Third parties will have to buy fraud insurance
B.Regulators have come up with promising solutions
C.Banks' defense against cyber attacks is strong
D.Third parties will check clients' data monthly

【答案】 B
16、She never forgave him for ___ he did her. Neither could he rid himself of the feeling of guilt for having treated her that way.
A.wronging
B.a wrong
C.wrong
D.the wrong

【答案】 D
17、当本币升值，（　　）。
A.国内价格与出口价格一升一降
B.国内价格和出口价格均不变
C.国内价格和出口价格均上升
D.国内价格和出口价格均下降

【答案】 A
18、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )
A.年利率为8%，月利率为6%，日利率为
B.年利率为8%，月利率为6%，日利率为3‰
C.年利率为8%。，月利率为6‰，日利率为3‰
D.年利率为8%，月利率为3‰，日利率为0. 33‰

【答案】 D
19、对于价值较低或极易损坏的低值易耗品，应采用( ）进行摊销。
A.使用次数摊销法
B.分次摊销法
C.一次转销法
D.计划成本法

【答案】 C
20、 在( )计量属性下，资产按照其正常对外销售所能收到现金或者现金等价物的金额扣减该资产至完工时估计将要发生的成本、估计的销售费用以及相关税金后的金额计量。
A.历史成本
B.公允价值
C.可变现净值
D.现值

【答案】 C
21、匾额是中国古建筑的重要组成部分，显示建筑物的性质，下列匾额与建筑物对应正确的一组是（　　）。
A.明镜高悬一贡院
B.万世师表一关帝庙
C.还我河山一武侯祠
D.正大光明一乾清官

【答案】 D
22、按照有关规定,我国商业银行对中小企业贷款的利率最高和最低可分别上浮和下浮（）。
A.30%和15%
B.30%和10%
C.50%和30%
D.50%和10%

【答案】 B
23、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long term cooperation with one supplier
B.Chinese panel tends to look for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen’ s eyes

【答案】 A
24、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.
A.admiration
B.ambition
C.administration
D.orientation

【答案】 B
25、下列各项中．不属于《新巴塞尔资本协议》中“三大支柱”的是（　　）。
A.最低资本要求
B.市场约束
C.综合监管
D.监管当局的监督检查

【答案】 C
26、We have data mining and loading tools for both maintenance task data and component data, which means a considerable ___ in implementation time.
A.stop
B.saving
C.consumption
D.economy

【答案】 B
27、All kinds of techniques and medicines ______ to extend human beings’ live in recent years.
A.have been developed
B.are being developed
C.were developed
D.develop

【答案】 A
28、Her parents insist that she____alone.
A.live
B.lives
C.lived
D.is living

【答案】 A
29、甲乙两人相约同时从AB两地相向而行，10个小时后相遇。但实际上甲先从A地出发，2个小时后乙才出发，乙出发60分钟后，双方之间的距离是两人走过的距离的三倍。已知甲比乙每小时多走10公里，则AB两地之间的距离是多少公里？（　　）
A.200
B.100
C.250
D.150

【答案】 A
30、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.National Banks in the USA refers to “State Banks”
B.The group banking system usually exists in the states where branch banking is prohibited
C.Stateside branching implies that bank branches are allowed to operate anywhere within the state
D.Limited branching allows bank to operate branches within geographic territories authorized by the state law

【答案】 A
31、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.People were obsessed with imported products
B.The Dollar depreciated against Euro
C.The small brewers and megabrewers used the same type of hop flower
D.Brewers Association was founded

【答案】 A
32、绩效评价中运用的评价标准属于比较法的是（　　）。
A.等级择一法
B.行为锚定量表法
C.排序法
D.行为对照表法

【答案】 C
33、In Western Australia，there are around 450 aircraft maintenance engineers，most of______work in the Perth metropolitan area.
A.them
B.whom
C.which
D.they

【答案】 B
34、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.家长对新技术的担心是没有必要的
B.作为成年人理解新技术是很困难的
C.新技术的出现不会对青少年造成不利的影响
D.技术改变的体验对成年人和孩子是不同的

【答案】 B
35、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
36、 审计技术的最近发展阶段是( )。
A.系统审计
B.风险基础审计
C.账项基础审计
D.详细审计

【答案】 B
37、 ( )要求企业提供的会计信息应当反映与企业财务状况、经营成果和现金流量有关的所有重要交易或者事项。
A.相关性
B.及时性
C.重要性
D.可比性

【答案】 C
38、操作系统的主要作用不包括（　　）。
A.管理系统中的各种软硬件资源
B.播放多媒体计算机系统中各种数字音频和视频文件
C.为用户提供友善的人机界面
D.为应用程序的开发和运行提供一个高效的平台

【答案】 B
39、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese businessmen look for ways to combine different options
B.Chinese businessmen have stronger sense of national pride
C.Chinese businessmen have their own pace doing business
D.Chinese businessmen treasure close relationship

【答案】 B
40、丹霞地貌是指由陆相红色砂砾岩构成的具有陡峭坡面的各种地貌形态。以下景观属于丹霞地貌的是（　　）。
A.新疆克拉玛依魔鬼城
B.江西龙虎山
C.广东肇庆七星岩
D.湖南张家界

【答案】 B
41、资料：October 20,2013
A.He was impressed with its menu
B.The hotel is located close to the company
C.He has special ties with the hotel staff
D.It has become a tradition of the company

【答案】 A
42、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（　　）。
A.合伙制企业
B.个人业主企业
C.有限责任公司
D.股份有限公司

【答案】 A
43、 某银行对外提出了“误您一分钟，陪您一元钱”的储蓄服务承诺，从《合同法》角度看，与此号不同的是（　　）。
A.假一罚十
B.二人临柜，复核为准
C.不“火”不要钱
D.童叟无欺

【答案】 B
44、“如果三年内不结婚，赠送你一万元”，这个说法（　　）。
A.是有期限的赠与合同
B.无效合同
C.是附有负担的赠与合同
D.是赠与合同

【答案】 C
45、市场按（　　）标准划分为实物商品市场、劳动力市场、金融市场、技术市场、信息市场。
A.空间结构
B.层次结构
C.竞争结构
D.商品结构

【答案】 D
46、填入括号处最恰当的词语是（　　）。
A.连播供品
B.连播贡品
C.联播供品
D.联播贡品

【答案】 B
47、The orphanage is just one of her ___ causes.
A.phonetic
B.philanthropic
C.prevalent
D.lunatic

【答案】 B
48、“上午忙麦茬，下午摘棉花”是民间描述寒露时节农事活动的谚语。在下列地区中，该谚语描述的农事活动场景最可能出现在（　　）
A.珠江三角洲
B.柴达木盆地
C.藏南谷地
D.渭河平原

【答案】 D
49、阅读理解
A.a humanist
B.a pantheist
C.a nuclear physicist
D.a doctor of medicine

【答案】 A
50、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.The innovative potential of clinical operations is yet to be realized
B.Collaborative care should be viewed from a strategic perspective
C.Clinical operations shouldn’t conform to postmodern societal model
D.None of the above

【答案】 B
51、You and I shall get a ______ holiday of two and three weeks.
A.respectful
B.respective
C.respectable
D.respecting

【答案】 B
52、Provision of medical care is classified into primary, secondary, and ______ care categories.
A.third
B.three
C.tertiary
D.the third

【答案】 C
53、按借贷协议在一定时期可以变动的利率是（ ）。
A.固定利率
B.浮动利率
C.一般利率
D.优惠利率

【答案】 B
54、在LM曲线的凯恩斯区域，（　　）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效

【答案】 B
55、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
56、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.It is helpful to the company if the employers can lay off employees with health issues
B.Company discount on gym memberships will surely improve employees’ frequency of exercise
C.Most Americans have suffered from stress-related illnesses
D.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company

【答案】 D
57、在银行发放贷款的情况下，货币作为价值运动的独立形式从银行单方面转移到借款人，这时货币的职能是（　　）。
A.价值尺度
B.支付手段
C.流通手段
D.贮藏手段

【答案】 B
58、资料：To：Sherry Linton
A.A memo
B.A minutes
C.An announcement
D.A notice

【答案】 D
59、Attachments____to your Hotmail account can be downloaded to your personal computer by clicking.
A.sent
B.to send
C.are sent
D.sending

【答案】 A
60、有一位企业的领导者，破例地奖励了几位为企业做出很大贡献的职工，奖金超过了以往规定的最高限额。对此，下属有许多不同的反应，这件事表明（　　）。
A.不管奖金数是否合理，超越制度的规定是不应该的
B.只要不是领导者个人装腰包，奖励完全可以遵循大数原则
C.这种奖励是一种晕轮效应，为了引起轰动，违反制度也是值得的
D.如果奖励是公平的，这种处理方法符合运用权利的例外处理原则

【答案】 D
61、新中国成立以来被国家授予第一个特等发明奖的科学家是（ ）。
A.钱学森
B.李四光
C.邓稼先
D.袁隆平

【答案】 D
62、Passage 2
A.Third parties will have to buy fraud insurance
B.Regulators have come up with promising solutions
C.Banks'defense against cyber attacks is strong
D.Third parties will check clients’data monthly

【答案】 B
63、十进制数250转换成二进制整数是（　　）。
A.01101010
B.01101000
C.11111010
D.01100110

【答案】 C
64、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
65、“十三五”期间，我国森林覆盖率提高到23.04%，森林蓄积量超过175亿立方米，连续（　　）保持“双增长”，成为森林资源增长最多的国家。
A.20年
B.30年
C.15年
D.25年

【答案】 B
66、He cancelled all the ___ on the ground that he needed a rest.
A.encouragement
B.engagement
C.schedule
D.employment

【答案】 B
67、金融市场按交易性质可划分为( )。
A.发行市场和流通市场
B.国际金融市场和国内金融市场
C.有形金融市场和无形金融市场
D.拆借市场和贴现市场

【答案】 A
68、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included sev